Customer credit modeling and credit granting method based on hybrid algorithm of collaborative filtering and social network

Customer credit modeling and credit granting method based on hybrid algorithm of collaborative filtering and social network

With the expansion of market demand for customer credit screening,the traditional FICO credit modeling method relies on a large number of historical credit behavior of trustees,and the limitation of weak ability to identify group attributes is constantly emerging,which causes the problem of cold sta...

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Bibliographic Details
Main Authors: Ke ZHANG, YueJia SUN, Hai HAN
Format: Article
Language:zho
Published: Beijing Xintong Media Co., Ltd 2020-02-01
Series:Dianxin kexue
Subjects:
credit modeling
cold start
collaborative filtering
social network
fusion algorithm
Online Access:http://www.telecomsci.com/zh/article/doi/10.11959/j.issn.1000-0801.2020048/
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http://www.telecomsci.com/zh/article/doi/10.11959/j.issn.1000-0801.2020048/

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