Study on Effect of Consumer Information in Personal Credit Risk Evaluation
This study selects Chinese borrowers’ information from a platform that has both online shopping and consumer loan service as sample, studies the effect of consumer information in personal credit risk evaluation, and uses the lLogistic regression model, light gradient boosting machine (LightGBM) algo...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Wiley
2022-01-01
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| Series: | Complexity |
| Online Access: | http://dx.doi.org/10.1155/2022/7340010 |
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