Improving Credit Risk Assessment in Uncertain Times: Insights from IFRS 9

This study highlights the superior performance of Bayesian Model Averaging (BMA) in credit risk modeling under IFRS 9, particularly during economic uncertainty, such as the COVID-19 pandemic. Using granular bank-level data from Malta, spanning 2017–2023, the analysis integrates macroeconomic scenari...

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Bibliographic Details
Main Authors: Petr Jakubik, Saida Teleu
Format: Article
Language:English
Published: MDPI AG 2025-02-01
Series:Risks
Subjects:
Online Access:https://www.mdpi.com/2227-9091/13/2/38
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