Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model

The development of technology and information is growing rapidly along with the emergence of the digital era. This study aims to determine and analyze the determinants of customer trust in fintech as a means of payment through the technology acceptance model approach. The research method uses quanti...

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Main Authors: Adele Mailangkay, Edhi Juwono
Format: Article
Language:English
Published: Indonesian Institute for Counseling, Education and Therapy (IICET) 2023-09-01
Series:JPPI (Jurnal Penelitian Pendidikan Indonesia)
Subjects:
Online Access:https://jurnal.iicet.org/index.php/jppi/article/view/2237
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author Adele Mailangkay
Edhi Juwono
author_facet Adele Mailangkay
Edhi Juwono
author_sort Adele Mailangkay
collection DOAJ
description The development of technology and information is growing rapidly along with the emergence of the digital era. This study aims to determine and analyze the determinants of customer trust in fintech as a means of payment through the technology acceptance model approach. The research method uses quantitative descriptive analysis with a sample of 150 respondents. The results showed that perceived ease of use had a positive and significant effect on perceived usefulness. The perception of ease of use and the perception of usability have a positive and significant effect on attitudes. The perception of usefulness and attitude have a positive and significant effect on the intention to use fintech. Therefore, FinTech is seen as a good opportunity by regulators as supervisors and organizers, and by the community as users of FinTech.
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institution Kabale University
issn 2477-8524
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language English
publishDate 2023-09-01
publisher Indonesian Institute for Counseling, Education and Therapy (IICET)
record_format Article
series JPPI (Jurnal Penelitian Pendidikan Indonesia)
spelling doaj-art-5680406a7c3c45dfb88d26fca726f6212025-01-27T12:24:49ZengIndonesian Institute for Counseling, Education and Therapy (IICET)JPPI (Jurnal Penelitian Pendidikan Indonesia)2477-85242502-81032023-09-01931222123110.29210/0202322371425Determinants of customer trust in fintech as a means of payment through an approach technology acceptance modelAdele Mailangkay0Edhi Juwono1Perbanas InstitutePerbanas InstituteThe development of technology and information is growing rapidly along with the emergence of the digital era. This study aims to determine and analyze the determinants of customer trust in fintech as a means of payment through the technology acceptance model approach. The research method uses quantitative descriptive analysis with a sample of 150 respondents. The results showed that perceived ease of use had a positive and significant effect on perceived usefulness. The perception of ease of use and the perception of usability have a positive and significant effect on attitudes. The perception of usefulness and attitude have a positive and significant effect on the intention to use fintech. Therefore, FinTech is seen as a good opportunity by regulators as supervisors and organizers, and by the community as users of FinTech.https://jurnal.iicet.org/index.php/jppi/article/view/2237perceived ease of use, perceived of usefulness, attitude, intention to use
spellingShingle Adele Mailangkay
Edhi Juwono
Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
JPPI (Jurnal Penelitian Pendidikan Indonesia)
perceived ease of use, perceived of usefulness, attitude, intention to use
title Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
title_full Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
title_fullStr Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
title_full_unstemmed Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
title_short Determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
title_sort determinants of customer trust in fintech as a means of payment through an approach technology acceptance model
topic perceived ease of use, perceived of usefulness, attitude, intention to use
url https://jurnal.iicet.org/index.php/jppi/article/view/2237
work_keys_str_mv AT adelemailangkay determinantsofcustomertrustinfintechasameansofpaymentthroughanapproachtechnologyacceptancemodel
AT edhijuwono determinantsofcustomertrustinfintechasameansofpaymentthroughanapproachtechnologyacceptancemodel