The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java
Modern technology has provided significant convenience in everyday life, including in economic transactions. One of the most visible innovations is the use of electronic wallets (e-wallets), which enable practical and efficient digital transactions. This study's goal is to comprehend the impac...
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| Format: | Article |
| Language: | English |
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Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
2025-01-01
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| Series: | Indonesian Interdisciplinary Journal of Sharia Economics |
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| Online Access: | https://e-journal.uac.ac.id/index.php/iijse/article/view/6219 |
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| author | Annisa Noviana Ramadhani Moechammad Nasir |
| author_facet | Annisa Noviana Ramadhani Moechammad Nasir |
| author_sort | Annisa Noviana Ramadhani |
| collection | DOAJ |
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Modern technology has provided significant convenience in everyday life, including in economic transactions. One of the most visible innovations is the use of electronic wallets (e-wallets), which enable practical and efficient digital transactions. This study's goal is to comprehend the impact of usability, service features, and lifestyle on students' decisions when conducting transactions with the DANA application. This research utilizes a survey method combined with a quantitative method. Data were collected through questionnaires from 280 respondents consisting of students from Diponegoro University (UNDIP) and Sebelas Maret University (UNS) in Central Java. The Partial Least Square (PLS) method was used to analyze the data. According to the study's findings, usability service features, and lifestyle significantly influence the decision to use the application. Ease of use increases technology adoption, while innovative features and students' digital lifestyles drive interest and decisions to use the DANA application. The findings of this research contribute to the DANA application development strategy to continue to improve convenience, service features, and relevance to users' lifestyles, so that they can remain competitive in the digital market. However, this study has limitations covering a limited area, and exploring other variables in future research is recommended.
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| format | Article |
| id | doaj-art-1306124518d641a48a7a91a52bb7c7a0 |
| institution | Kabale University |
| issn | 2621-606X |
| language | English |
| publishDate | 2025-01-01 |
| publisher | Universitas KH Abdul Chalim, Prodi Ekonomi Syariah |
| record_format | Article |
| series | Indonesian Interdisciplinary Journal of Sharia Economics |
| spelling | doaj-art-1306124518d641a48a7a91a52bb7c7a02025-01-21T16:03:42ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2025-01-018110.31538/iijse.v8i1.6219The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central JavaAnnisa Noviana Ramadhani0Moechammad Nasir1Universitas Muhammadiyah Surakarta, Surakarta, IndonesiaUniversitas Muhammadiyah Surakarta, Surakarta, Indonesia Modern technology has provided significant convenience in everyday life, including in economic transactions. One of the most visible innovations is the use of electronic wallets (e-wallets), which enable practical and efficient digital transactions. This study's goal is to comprehend the impact of usability, service features, and lifestyle on students' decisions when conducting transactions with the DANA application. This research utilizes a survey method combined with a quantitative method. Data were collected through questionnaires from 280 respondents consisting of students from Diponegoro University (UNDIP) and Sebelas Maret University (UNS) in Central Java. The Partial Least Square (PLS) method was used to analyze the data. According to the study's findings, usability service features, and lifestyle significantly influence the decision to use the application. Ease of use increases technology adoption, while innovative features and students' digital lifestyles drive interest and decisions to use the DANA application. The findings of this research contribute to the DANA application development strategy to continue to improve convenience, service features, and relevance to users' lifestyles, so that they can remain competitive in the digital market. However, this study has limitations covering a limited area, and exploring other variables in future research is recommended. https://e-journal.uac.ac.id/index.php/iijse/article/view/6219E-wallet, Ease of use, Service features, Digital lifestyle, Usage decisions, Digital transactions |
| spellingShingle | Annisa Noviana Ramadhani Moechammad Nasir The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java Indonesian Interdisciplinary Journal of Sharia Economics E-wallet, Ease of use, Service features, Digital lifestyle, Usage decisions, Digital transactions |
| title | The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java |
| title_full | The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java |
| title_fullStr | The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java |
| title_full_unstemmed | The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java |
| title_short | The Influence of E-Wallet Usage on the Decision to Use the Dana Application for Transactions among State University Students in Central Java |
| title_sort | influence of e wallet usage on the decision to use the dana application for transactions among state university students in central java |
| topic | E-wallet, Ease of use, Service features, Digital lifestyle, Usage decisions, Digital transactions |
| url | https://e-journal.uac.ac.id/index.php/iijse/article/view/6219 |
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