Risk Perceptions of Insurance Policyholders in the Gauteng Region of South Africa by Suné Ferreira-Schenk, Zandri Dickason-Koekemoer, Marko Van Deventer

“…The insurance industry’s product range is diverse, and the risk perception of each product differs from that of insurers, especially given the constantly changing market conditions. Often, insurance companies misunderstand the risk perceptions of their policyholders and inevitably lose clients. …”
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Kepler Light Curve Modeling of KIC 9788457 by Fahri Aliçavuş

“…Eclipsing binary systems are significant objects for astrophysical studies since they offer more accurate fundamental stellar parameters (mass, radius). …”
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Establishment of a Shear Strength Prediction Model for Asphalt Mixtures with Raw Materials Properties and Design Parameters by Bangwei Wu, Xing Wu, Liping Liu, Peng Xiao

“…Shear strength is one of the important mechanical properties of asphalt mixtures, which is affected by a combination of various parameters such as asphalt property, gradation, and asphalt content, so it often requires a large number of tests to obtain a satisfactory asphalt mix design result. …”
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Tackling ALT-positive neuroblastoma: is it time to redefine risk classification systems? A systematic review with IPD meta-analysis by Marta Avinent-Pérez, Frank Westermann, Samuel Navarro, Amparo López-Carrasco, Rosa Noguera

“…Background: The heterogeneous prognosis in neuroblastoma, shaped by telomere maintenance mechanisms (TMMs), notably the alternative lengthening of telomeres (ALT) pathway, necessitates a refined risk classification for high-risk patients. Current systems often lack precision, hindering tailored treatment approaches. …”
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Amplifying the value of the third space to support strategic curriculum change by Annie Yonkers, Hilary Wason

“…Second, as a response to the updated OfS conditions of registration (specifically the B3 conditions). …”
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Urinary Microbiota of Healthy Prepubescent Girls and Boys—A Pilot Study by Yulia L. Naboka, Mikhail I. Kogan, Johannes M. Mayr, Irina A. Gudima, Elizaveta M. Koliva, Violetta M. Kotieva, Marina L. Chernytskaya, Vladimir V. Sizonov

“…The urine of boys exhibited four-component combinations significantly more often than that of girls (<i>p</i> ˂ 0.05), while the urine of girls contained seven-component microbial combinations significantly more often than that of boys (<i>p</i> ˂ 0.05). …”
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Virally-initiated pain states: phenotypes, mechanisms, and future directions by Sara A. Dochnal, Steven P. Cohen, Mark R. Hutchinson, Mark R. Hutchinson, Mark R. Hutchinson, Yury I. Miller, Tony L. Yaksh

“…Even beyond SARS-CoV-2, common infections with viruses like influenza, HIV, and herpesviruses have profound impacts beyond their typical manifestations, often triggering acute and chronic pain syndromes that can be life-altering. …”
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Association of Circulating Neprilysin with BMI, Cardiovascular Health, and Kidney Function in High-Risk Pregnancies: A Pilot Study by Kaltrina Kutllovci Hasani, Azra Kulovic-Sissawo, Adam Saloň, Christina Stern, Karoline Mayer-Pickel, Mila Cervar-Zivkovic, Nandu Goswami, Herbert Fluhr, Ursula Hiden

“…Conclusions: These findings suggest that sNEP plays a role in vascular and renal adaption during pregnancy, offering new perspectives on vascular tone regulation in high-risk pregnancies. …”
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The Relationship between Climbing Ability and Physiological Responses to Rock Climbing by Jiří Baláš, Michaela Panáčková, Barbora Strejcová, Andrew J. Martin, Darryl J. Cochrane, Miloš Kaláb, Jan Kodejška, Nick Draper

“…However, the increased technical ability and fitness of higher level climbers appears to an extent to offset the increased demand through improved exercise economy which in turn leads to an increased time to exhaustion and an improvement in performance.…”
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Evaluating Trends in Interior Design Strategies and Their Impact on the Emotional Experience of Older Adults by Lintong Li, Suhua Wang, Noranita Mansor, Athira Azmi, Jialing Xiang

“…The findings revealed that architectural interior design practices often paid limited attention to the emotional needs of older adults. …”
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Preference for and resistance to a toxic sulfur volatile opens up a unique niche in Drosophila busckii by Venkatesh Pal Mahadevan, Diego Galagovsky, Markus Knaden, Bill S. Hansson

“…Our findings position D. busckii as a potential model for studying resistance to toxic gases affecting COX and offers insight into evolutionary adaptations within specific ecological contexts.…”
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Risk Factors and Predictive Model for Disseminated Intravascular Coagulation in Patients with Multiple Myeloma by Rong Bao MM, Mengtong Fan MM, Min Hu MM, Ling Li BD,   Hasichaolu BD

“…Conclusions The predictive formula developed in this study offers a tool for early identification of MM patients at high risk of DIC. …”
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What are the competences & difficulties of school students in writing material-based & multi-perspective argumentations in geography classrooms? by Kimberley Hindmarsh, Alexandra Budke

“…Since different types of materials are often used in geography lessons, this study is dedicated to material-based, multi-perspective written argumentation. …”
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Comparison of Per Cent Predicted and Percentile Values for Pulmonary Function Test Interpretation by Smita Pakhale, Zoheir Bshouty, Theodore K Marras

“…BACKGROUND: Pulmonary function tests (PFTs) are commonly interpreted as a fraction of predicted normal values, with an abnormal test often defined as less than 80% or greater than 120% of the predicted value. …”
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Nonlinear Model of Vibrating Screen to Determine Permissible Spring Deterioration for Proper Separation by Cristian G. Rodriguez, Manuel A. Moncada, Emilio E. Dufeu, Mario I. Razeto

“…However in practice there is significant angular motion during startup, during shutdown, or under off-design operating conditions. In this article, a two-dimensional three-degree-of-freedom nonlinear model that considers significant angular motion and damping is developed. …”
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An exact approach to calibrating infectious disease models to surveillance data: The case of HIV and HSV-2 by David J. Gerberry

“…When mathematical models of infectious diseases are used to inform health policy, an important first step is often to calibrate a model to disease surveillance data for a specific setting (or multiple settings). …”
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Modulated photovoltaic response in a flexoelectric device using microscopic indentation by E. Coy, K. Załęski, M. Budziałowski, J. Zou, N. Dix, F. Sánchez, I. Fina

“…These results suggest that indentation offers a novel approach to engineer devices with an enhanced photoresponse.…”
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ANAPUS GYVENIMO IR MIRTIES DUALIZMO: BUDISTINĖ EGZISTENCIJOS INTERPRETACIJA by Agnė Budriūnaitė

“…To accept death as intrinsic essence of life (death-in-life) and live with the existential anxiety; or to measure life and death by dimensions of eternity and to look forward to eternal life without fear of death (life-in-death). The buddhism offers another way of thinking by equalizing life and death and showing the illusiveness of ‘Self’. …”
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The evolution of green finance research: A comprehensive bibliometric analysis by Guizhou Wang, Hongrui Cui, Kjell Hausken

“…The increasing publication and citation trends post-2019 reflect the growing importance of green finance in addressing global sustainability challenges. The findings offer valuable insights for researchers, policymakers, and practitioners, helping to identify knowledge gaps and future directions in green finance.…”
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What is the frequency of anterior syndesmosis injury in posterior malleolus fracture? by Krzysztof Janik, Dariusz Grzelecki

“…However, these fractures are often accompanied by ruptures of other ligaments that stabilize the syndesmosis. …”
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