Financial technology and credit risk management: the case of non-performing loans in Tanzanian banks by Omary Juma Ally, Yusuph J. Kulindwa, Lucas Mataba

“…This indicates that advancements in FinTech improve credit risk management and reduce loan default rates. Conversely, a cost-to-income ratio and a high loan-to-deposit ratio increase non-performing loans, particularly in medium-sized banks. …”
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Indebtedness of small and medium-sized wineries in Slovakia by Jana Ladvenicová, Dominika Čeryová, Iveta Košovská, Jozef Palkovič, Matej Čereš

“…Many companies depend on debt sources; they use them to finance their needs. Bank loans are the main debt sources to which companies have access. …”
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EFFECT OF DEBT FINANCING ON FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA by Adedamola Ayinde BAMGBOYE

“…Debt financing presents certain risks and expenses associated with financial hardship, interest commitments, and liquidity limits, even though it is advantageous for leveraging profits and optimizing tax shielding. Determining the ideal leverage for these institutions requires an understanding of how debt levels affect performance indicators like return on equity (ROE), return on assets (ROA), and net interest margin. …”
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Nonprofit Neighborhoods: An Urban History of Inequality and the American State, By Claire Dunning, The University of Chicago Press, 2022 by Emily I. Nwakpuda

“…Using the case of Boston, the author informs readers that the government-nonprofit partnerships fueled by grants, contracts, and loans within the framework of nonprofit neighborhoods maintains and advances racism and inequity in America. …”
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Share Capital Management in the Context of Ensuring Competitive Advantages of the Retail Business Entity by A. S. Dyadin, N. V. Bobro

“…The basis for assessing the structure of capital by the criterion of its effectiveness is the calculation of the effect of financial leverage in previous periods and determining the impact of individual factors (return on assets, weighted average cost of debt, share of debt and equity) on this effect by using the method of chain substitutions regarding the weighted average cost of borrowed capital adjusted for the net operating result of the investment, the value of leased fixed assets, the amount of rent, as well as the share of financial loans, trade payables and long-term credit in the form of leased fixed assets in total borrowed capital. …”
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Intersectional Analysis of Urban Land Corruption in Harare, Zimbabwe by Manase Kudzai, Praise Karuma, Tanaka Mutume, Primrose Hove

“…However, women are increasingly leveraging collective action and legal frameworks to navigate these corrupt systems. …”
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Predicting Iran Cooperative Development Bank's Profit/Loss: Two-stage Collective Learning by Seyed Bagher Fattahi, Seyed Mozafar Mirbargkar, Ebrahim Chirani, Mohammadreza Vatanparast

“…These variables encompass interest-free loans and short-term deposits, deposit interest expenses, total customer deposits, income from facilities and investments, common income, cash balances, administrative expenses, long-term deposits, non-common income, asset depreciation expenses, and the bank's size. …”
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