Risks in home-ownership by Alfred Larm Teye, Jan de Haan, Marja Elsinga, Francis Bondinuba

“…Originality/value: This paper contributes to the much needed body of knowledge in the owner-occupied sector and provides a better understanding of risk in home ownership from the individual perspectives. …”
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Methodology for Assessing and Implementing Financial Technologies in Kazakhstan by Zh. S. Almabekova, G. N. Jaxybekova

“…In the context of the rapid digital transformation of Kazakhstan’s economy, financial technologies (FinTech) have become a key factor in modernizing the financial sector. The study aims to develop a comprehensive methodology for assessing and implementing FinTech in Kazakhstan’s financial sector, as well as analyzing their impact on economic performance and operational efficiency. …”
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Digitalisation of Public Administration Services as Part of Digital Economy Development in Post-war Ukraine by Mariia Rysin, Oleksandr Babych

“…Research Design & Methods: Utilising a mixed-method approach, the paper combines quantitative data analysis of economic indicators with qualitative case studies of digital initiatives. It critically examines policy documents, economic reports, and interviews with key stakeholders in the Ukrainian digital sector. …”
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Regional Development Assessment and Policy Perspectives on Urban Residential Energy Efficiency Program in Morocco by 2030 by Fatima Zohra Gargab, Samir Idrissi Kaitouni, Abdelmajid Jamil, Padmanathan Kasinathan, Rachid Saadani, Miloud Rahmoune

“…This paper evaluates the strategic vision of Morocco concerning energy efficiency within the residential sector from its inception to the projected initiatives up to 2030. …”
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Study of Acetylsalicylic Acid Adsorption Using Molecular Sieves by G.A. Assumpção, J.G.R. Poço, R. Fernández-Felisbino, D. Cardoso, E.L. Gomes

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Unraveling HPV-associated cancer complexity: From molecular insights to innovative therapies by Tara Chand, Ashwini Kumar Dubey, Gauri Misra

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Collaborative strategies for sustainable management of the Citarum Watershed in Indonesia: a Quintuple Helix approach by Abdillah Abdillah, Ida Widianingsih, Rd Ahmad Buchari, Heru Nurasa

“…Such as ministries (central government) acting as policy and regulation providers and as the leading sector, local governments acting as program supervisors and monitors, academics/universities acting as knowledge creators and program management innovations, the private sector acting as important partners, communities acting as program supporters and participants, and the Indonesian National Army (Tentara National Indonesia, TNI) acting as initiators, law enforcers, and field supervisors. …”
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Modeling the circular economy in food production: insights from a dynamic stochastic general equilibrium analysis by Abdelhamid Moustabchir, Hicham Ouakil, Hicham EL Ouazzani

“…This study explores the impact of circular economy practices on the sustainability and productivity of the food sector through a Dynamic Stochastic General Equilibrium (DSGE) model. …”
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EDUCATION IN THE RUSSIAN ARCTIC: OPTIMIZATION RESULTS AND DEVELOPMENT PRIORITIES by Ekaterina E. Toropushina

“…Findings indicate that, in recent years, the education sector in the Russian Arctic has undergone optimization through mergers and closures of institutions and reductions in personnel, leading to increased polarization in the sector. …”

Algorithm for the formation of a system of multi-criteria metrics for evaluating the activity of energy companies taking into account ESG criteria by I.O.

“…By disclosing ESG criteria and aligning their activities with the Sustainable Development Goals in their reports, companies can demonstrate their commitment to sustainability initiatives, the achievement of global goals and responsible business conduct, thereby increasing their own investment attractiveness and attracting more investment for the energy sector. …”
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A PLS-SEM for ERP Adoption Readiness in Government Organizations: A TOEPP Conceptual Model by R. Wahjoe Witjaksono, Tri Kuntoro Priyambodo, Mardhani Riasetiawan

“…This study emphasizes the importance of a holistic approach to assessing digital transformation readiness in the public sector. The results provide important insights to strengthen ERP initiatives, improve organizational readiness, and increase the chances of successful implementation. …”
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The creation of social value in the participatory design of housing services by Giiulia Vignati, Gianluca Pozzi, Silvia Meazza

“…The processes and experiments described are examples of how, to make such actions feasible, the public sector synergises with the private sector through welfare models requiring innovative management skills that invest and work on the community with an integrated approach for social cohesion. …”
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Relationship Fintech Development and the Performance of Financial Industry by Faiza Nur Azelia, Chaikal Nuryakin

“…Utilizing the One Step Estimator Arellano-Bond model, the analysis reveals a significant impact of the number of fintech firms on the performance of companies in the financial industry, specifically within the non-bank sub-sector, as indicated by return on equity. The study concludes that an increase in the number of fintech firms in Indonesia can decrease the return on equity for companies in the financial industry and within the non-bank sub-sector. …”
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Digital Platforms and Craft Workers in India in the Time of COVID by Christine Ithurbide, Khetrimayum Monish Singh

“…E-commerce platforms have been recently investing in this sector, from local entrepreneurs’ initiatives and governmental interventions to large e-commerce platforms (Amazon, Flipkart etc.). …”
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ANALYSIS OF THE DEVELOPMENT OF DIGITAL INNOVATIONS IN THE FINANCIAL SERVICES MARKET IN UKRAINE IN 2010-2024 by Олександр Довгань

“… The relevanсe of the study is driven by the rapid digital transformation of the financial sector, the growing demand for technological solutions, and the need to increase the sustainability of the financial sector of Ukraine. …”
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Welfare locale e innovazione sociale: una buona pratica dal terzo settore by Antonella Golino

“…The social innovation initiative in the health field, by developing new forms of co-operation between public actors of the third sector, shows that the actors are able to develop appropriate responses and affordable to different social needs in the area and to mobilize resources for this purpose and private skills, pro-ducing value for society as a whole in a perspective of innovative welfare. …”
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PREFABRICATED LIGHT STEEL CONSTRUCTION. RESEARCH AND PROTOTYPES FOR HOUSING IN ITALY by Danilo Di Donato, Matteo Abita, Alessandra Tosone, Renato Morganti

“…Between the 1960s and 1970s, public and private bodies launched experimental and theoretical design research with a series of production initiatives. Numerous research institutes were established, fostering cooperative relationships between academic institutions and the private sector. …”
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Understanding Drug Use in Meghalaya: A Drug Users’ Perspective by Melari Shisha Nongrum, Carinthia Balabet Nengnong, Mattimi Passah, Bethabara Decruse, Wilson Dohling, Safeeda G. Warjri

“…Heroin, the most injected drug, accounted for a daily average expenditure of ‘500–’2000. The age of initiation of drugs is lower than in other states, thus warranting the need for enhanced sensitization about drug risks among school adolescents, youth, and the unorganized employment sector.…”
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Mapping the HealthTech Landscape in Moldova: Challenges, Opportunities, and a Roadmap for Digital Health Innovation by Ecaterina PITEL, Mihai DASCAL, Angela SIRBU

“…Results: Moldova’s HealthTech sector is in an early yet dynamic stage, with a growing number of initiatives shaping the ecosystem. …”
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Blockchain Technology Applications in Healthcare Supply Chains—A Review by Sarthak Dhingra, Rakesh Raut, Koteswararao Naik, Kamalakanta Muduli

“…Understanding the prospective of blockchain technology and its uses in the healthcare sector is essential so that its considerable implementation can support the industry’s much-needed digitization. …”
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