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Research on credit card transaction security supervision based on PU learning
Published 2023-06-01“…The complex and ever-evolving nature of credit card cash out methods and the emergence of various forms of fake transactions present challenges in obtaining accurate transaction information during customer interactions.In order to develop an accurate supervision method for detecting fake credit card transactions, a PU (positive-unlabeled learning) based security identification model for single credit card transactions was established.It was based on long-term transaction label data from cashed-up accounts in commercial banks’ credit card systems.A Spy mechanism was introduced into sample data annotation by selecting million positive samples of highly reliable cash-out transactions and 1.3 million samples of transactions to be labeled, and using a learner to predict the result distribution and label negative samples of non-cash-out transactions that were difficult to identify, resulting in 1.2 million relatively reliable negative sample labels.Based on these samples, 120 candidate variables were constructed, including credit card customer attributes, quota usage, and transaction preference characteristics.After importance screening of variables, nearly 50 candidate variables were selected.The XGBoost binary classification algorithm was used for model development and prediction.The results show that the proposed model achieve an identification accuracy of 94.20%, with a group stability index (PSI) of 0.10%, indicating that the single credit card transaction security identification model based on PU learning can effectively monitor fake transactions.This study improves the model discrimination performance of machine learning binary classification algorithm in scenarios where high-precision sample label data is difficult to obtain, providing a new method for transaction security monitoring in commercial bank credit card systems.…”
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Progestogen only contraception in women with congenital heart disease
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Wheat disease recognition method based on the SC-ConvNeXt network model
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PUPIL DIAMETER AND MACHINE LEARNING FOR DEPRESSION DETECTION: A COMPARATIVE STUDY WITH DEEP LEARNING MODELS
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Efficacy of CTPV for Diagnostic and Therapeutic Assessment: Comparison with Endoscopy in Cirrhotic Patients with Gastroesophageal Varices
Published 2020-01-01“…The presence, grade, and classification of GEVs on endoscopy and CTPV were compared (kappa test). …”
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A survey of MRI-based brain tissue segmentation using deep learning
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Research on multi-label recognition of tongue features in stroke patients based on deep learning
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MARJOLIN'S ULCER: MALIGNANT TRANSFORMATION FROM BURN SCAR
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ECG‐based epileptic seizure prediction: Challenges of current data‐driven models
Published 2025-02-01“…Results The mean receiver operating characteristic (ROC) area under the curve (AUC) for the non‐causal experiment was 0.823 (±0.12), with 208 (82.5%) seizures achieving an improvement over chance (IoC) classification score (p < 0.05, Hanley & McNeil test). …”
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Numerical study of eddy current by Finite Element Method for cracks detection in structures
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Reactualization of Moral Intelligence and Civility of Citizens
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One Fungus = One Name: DNA and fungal nomenclature twenty years after PCR
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Credit risk identification of high-risk online lending enterprises based on neural network model
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AN ANALYSIS OF TECHNICAL DEVICES IN TRANSLATION PROCEDURES APPLIED IN HARRY POTTER FIRST NOVEL
Published 2018-09-01“…According to the classification, it is found that there are 10 data of addition, 13 data of subtraction, 12 data of adaptation and 9 data of elimination. …”
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