Benchmark Ratio of Insurance Penetration (BRIP) as a New Relative Measure of Insurance Development and Benchmarks in Insurance by Agnieszka Pobłocka

“…To compare insurers or insurance markets, the average of the entire market is used as a standard (reference point), e.g. average premium, average density or average penetration rate (in a country, a geographic region or the world, e.g. the EU, OECD countries). …”
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PERFORMANCE AND EFFECTIVENESS IN INSURANCE COMPANIES by MIRELA MONEA

“…We will discuss the main efficiency indicators helping us to understand the effectiveness of insurance activity, such as: damage ratio, cost of insurance activity; net income ratio, liquidity ratio, solvency ratio, risk coverage ratio, damage coverage ratio, claims rejection ratio, average amount insured, average written premium. …”
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Contract of payment protection insurance by Petrović-Tomić Nataša

“…Although fairly widespread in the practice of domestic banks, payment protection insurance represents something very unknown to the average consumer of financial services. …”
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Development of agricultural insurance in Ukraine by Olena Prokopchuk, Olena Nepochatenko, Mykhaylo Malyovanyi, Serhii Sokoliuk, Oleksandr Rolinskyi, Olga Ponomarenko

“…A monographic approach was adopted to conduct an in-depth analysis of parametric insurance, complemented by a critical review of the legal framework to evaluate its influence on the sector’s development.The study reveals the limited scale of agricultural insurance relative to the agro-industrial sector’s growth, with only 3% of agricultural areas insured and agricultural insurance comprising 2% of insurers’ portfolios. …”
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Health insurance and hospitalisation duration: empirical evidence from Ghana’s national health insurance scheme by Samuel Sekyi, James Dickson Fiagborlo, Gloria Essilfie

“…On average, insured people spend nearly five fewer days in the hospital than their uninsured counterparts. …”
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The Insurance Market in Romania Motor Thrid Party Liability Insurance: Communication on Developments, Risks, Challenges and Perspectives by Cecilia Ciocîrlan, Andreea Popescu-Crețulescu, Razvan Cristian Secui

“…Paradoxically, however, the underdevelopment of the market, especially in the life insurance sector, and the dependence on the mandatory insurance type RCA, reduce the exposure of Romanian insurance companies to some risks, such as a fall in income or an increase in interest rates. …”
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Data-enriched prediction of insurance risk by Ruo Jia, Shaoran Li, Ye Yin

“…In an average of proxies, the out-of-sample health risk prediction accuracy improves by 106 %, in which big data, in addition to traditional insurance policy and demographic information, contributes 82.5 %, and the LASSO model contributes 17.5 %. …”
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Impact of climate change on agricultural insurance by Noah Gbenga Alli

“…These findings underscore the critical role of agricultural insurance in mitigating climate-induced risks and highlight the need for innovative products to enhance equity and accessibility in agricultural insurance. …”
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Efficiency of insurance companies: Application of DEA and Tobit analyses by Eva Grmanová, Herbert Strunz

“…Statistically significant difference between average technical efficiency score in the CCR model in the group of insurance companies with ROA…”
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THE ESTIMATION OF SELF-INSURANCE LEVEL WITH FOOD IN THE REPUBLIC OF MOLDOVA by Elena ŞCERBACOV

“…The purpose of this work consists in estimation of self-insurance level with food of the Republic of Moldova. …”
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Disproporations and Development of Regional Insurance Markets and Managing Them by V. G. Khalin, G. V. Chernova, E. L. Prokopjeva

“…The current stage of development of the Russian insurance market in most regions is accompanied by imbalances in its development — a mismatch between the level of development of the regional insurance market and the needs of the region for insurance protection, as well as large deviations of insurance indicators at the regional level from their reference values, for example, the best or average across the insurance market countries. …”
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The Impact of Extreme Weather Events on Agricultural Insurance in Europe by Alina Claudia Manescu, Flavia Mirela Barna, Horatiu Dan Regep, Camelia Maria Manescu, Cristina Cerba

“…In order to identify the trend and any shifts of the trend of the extreme weather events, we calculated moving averages over different periods: 5, 10, 20, and 30 years. …”
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Analysis of the Evolution of Romanian MTPL Insurance Market Under New Regulations by Adina Elena Danuletiu, Dan Constantin Danuletiu

“…The MTPL insurance market analysis has been done from both quantitative and qualitative perspectives, on the basis of some indicators such as: concentration of MTPL insurance market, penetration rate of the MTPL insurance and MTPL insurance density, the number of contracts, annualized average premium, gross written premiums, gross indemnities paid, the ratio between compensations and written premiums or indicators concerning the direct damage payment option. …”
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Research on Guangzhou Litchi Meteorological Index Insurance Product by PENG Xiaodan, OU Shanguo, LAN Jing, HU lei

“…The compensation ratios for different meteorological indices and levels are between 7%-10%, 7%-10%, and 10%-12%, respectively. The average payout rates of Conghua district and Zengcheng district at three times in 10, 20 and 30 years are 77.0%, 69.6% and 63.7% respectively, which is consistent with the requirement of 65%-75% of the insurance company’s claim rate. …”
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Households willingness to join and pay for community-based health insurance: implications for designing community-based health insurance based on economic Status in Ethiopia. by Zewdie Birhanu, Morankar Sudhakar, Mohammed Jemal, Desta Hiko, Shabu Abdulbari, Bikiltu Abdisa, Badassa Wolteji Chala, Getnet Mitike, Tigist Astale, Nimona Berhanu

“…<h4>Background</h4>Despite the encouraging results achieved by community-based health insurance in Ethiopia, the program faces significant challenges. …”
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PUBLIC AWARENESS OF DEPOSIT INSURANCE AND INVESTOR COMPENSATION SCHEMES IN BULGARIA by Irina Kazandzhieva, Elena Ralinska

“…The survey shows that in terms of the deposit insurance the awareness of participants is above average, while regarding investor compensation, the results are well below average, one could even say that such awareness is lacking at all. …”
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THE ROLE OF PUBLIC PRIVATE PARTNERSHIP IN DEVELOPING CATASTROPHE INSURANCE MARKET by Darko Blazhevski

“…The conclusions suggest that the insurance of catastrophic risks should be organized as compulsory insurance for households in urban areas. …”
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Measuring Socioeconomic Disparities in Out-of-Pocket Healthcare Expenditure: Evidence from Saudi Arabia by Mohamed Ali Ali

Subjects: “…healthcare expenditures, OOPHE, insurance membership, average monthly income, demographic factors. …”
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Blockchain oracles for decentralized agricultural insurance using trusted IoT data by Manoj T, Krishnamoorthi Makkithaya, Narendra V. G., Vijaya Murari T

“…Agricultural insurance is one of the formal and reliable risk management instruments to cope with agrarian risks. …”
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Factors influencing e-commerce adoption in Jordanian online insurance sector by Mohammad Mahmoud Saleem Alzubi

“…Type of the article: Research Article AbstractThe study aims to evaluate the impact of organizational support, customer awareness, perceived security, and regulatory compliance on e-commerce adoption within the insurance sector of Jordan. A structured questionnaire was administered to 400 participants from executive management, IT, customer service, and compliance departments who worked in ten Amman-based insurance companies. …”
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