CREDIT POLICY OF A COMMERCIAL BANK IN CONDITIONS OF UNCERTAINTY OF THE ECONOMIC ENVIRONMENT by О. Kovalova, M. Iorgachova

“…The article examines the concept of «credit policy» through the prism of the functions outlined in the development strategy of the banking institution, which is primarily aimed at maximizing resources for rapid response to uncertainties of the external and internal environment. …”
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High-Sensitivity Determination of K, Ca, Na, and Mg in Salt Mines Samples by Atomic Emission Spectrometry with a Miniaturized Liquid Cathode Glow Discharge by Jie Yu, Zhichao Zhang, Quanfang Lu, Duixiong Sun, Shuwen Zhu, Xiaomin Zhang, Xing Wang, Wu Yang

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Performance of the HAWC Observatory and TeV Gamma-Ray Measurements of the Crab Nebula with Improved Extensive Air Shower Reconstruction Algorithms by A. Albert, R. Alfaro, C. Alvarez, A. Andrés, J. C. Arteaga-Velázquez, D. Avila Rojas, H. A. Ayala Solares, R. Babu, E. Belmont-Moreno, A. Bernal, K. S. Caballero-Mora, T. Capistrán, A. Carramiñana, F. Carreón, S. Casanova, U. Cotti, J. Cotzomi, S. Coutiño de León, E. De la Fuente, C. de León, D. Depaoli, N. Di Lalla, R. Díaz Hernández, B. L. Dingus, M. A. DuVernois, K. Engel, T. Ergin, C. Espinoza, K. L. Fan, K. Fang, N. Fraija, S. Fraija, J. A. García-González, F. Garfias, H. Goksu, M. M. González, J. A. Goodman, S. Groetsch, J. P. Harding, S. Hernández-Cadena, I. Herzog, J. Hinton, D. Huang, F. Hueyotl-Zahuantitla, P. Hüntemeyer, A. Iriarte, S. Kaufmann, A. Lara, J. Lee, H. León Vargas, J. T. Linnemann, A. L. Longinotti, G. Luis-Raya, K. Malone, J. Martínez-Castro, J. A. Matthews, P. Miranda-Romagnoli, J. A. Montes, E. Moreno, M. Mostafá, L. Nellen, M. U. Nisa, R. Noriega-Papaqui, L. Olivera-Nieto, N. Omodei, M. Osorio-Archila, Y. Pérez Araujo, E. G. Pérez-Pérez, C. D. Rho, D. Rosa-González, E. Ruiz-Velasco, H. Salazar, D. Salazar-Gallegos, A. Sandoval, M. Schneider, G. Schwefer, J. Serna-Franco, A. J. Smith, Y. Son, R. W. Springer, O. Tibolla, K. Tollefson, I. Torres, R. Torres-Escobedo, R. Turner, F. Ureña-Mena, E. Varela, X. Wang, I. J. Watson, K. Whitaker, E. Willox, H. Wu, S. Yu, S. Yun-Cárcamo, H. Zhou, HAWC Collaboration

“…Thanks to these improvements, HAWC can now detect more sources, including the Galactic center.…”
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Ecotoxicological evaluation in aquaculture in state park Serra do Mar-SP, Nucleo Itariru by Bruno Galvão de Campos, Denis Moledo de Souza Abessa, Mauro Cornacchioni Lopes, Newton José Rodrigues da Silva

“…However, farming tanks appeared to function as biological filters, due to the occurrence of physical, chemical and biological (microbial degradation) processes, producing non toxic effluents. …”
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Environmental sustainability of cotton: a systematic literature review of life cycle assessments by Giuseppe Salvatore Vitale, Nicolò Iacuzzi, Silvia Zingale, Sara Lombardo, Teresa Tuttolomondo, Paolo Guarnaccia

“…This review analyzes twenty peer-reviewed studies on cotton life cycle assessments, selected from Scopus and Web of Science according to PRISMA guidelines and covering the period 2010–2022. …”
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Innovation Ecosystem of Iran's Tourism Industry with Emphasis on Supply Chain by Azizolah Jafari, mahdi alaei kerahrudi

“…First, in order to form the theoretical foundations of the research, an comprehensive search was conducted among articles, books, researches, reports and other reliable scientific sources. Then, the topic in question was examined in relation to the selected countries (based on the 2022 Global Innovation Index report) in order to provide a basis for a comparative study and comparison of Iran's situation with the mentioned countries. …”
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Identifying potential nutrient acquisition mechanisms for long-term survival: adaptive evolution of Halomonas isolated from subseafloor crustal fluids by Hans Sebastian, Alberto Robador, Dawson Ray, Angus Angermeyer, Steven D’Hondt, Julie A. Huber, Steven E. Finkel

“…The application of an adaptive evolution platform selecting for survival and growth under one environmental condition that simultaneously selects against survival in different environments may prove to be a very useful tool for identifying genes and metabolic pathways in a wide variety of complex environments.…”
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Multiparameter Constraints on Empirical Infrasound Period-Yield Relations for Bolides and Implications for Planetary Defense by Elizabeth A. Silber, Josep M. Trigo-Rodríguez, Iyare Oseghae, Eloy Peña-Asensio, Mark Boslough, Rodney Whitaker, Christoph Pilger, Philip Lubin, Vedant Sawal, Claus Hetzer, Randy Longenbaugh, Peter Jenniskens, Brin Bailey, Esther Mas Sanz, Patrick Hupe, Alexander N. Cohen, Thom R. Edwards, Sasha Egan, Reynold E. Silber, Summer C. Czarnowski, Miro Ronac Giannone

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Insight into influence of degradation metabolism of Firmicutes on the microstructure of anthracite coal by Yuewu Wang, Bingjun Liu, Sheng Xue, Yang Yang, Jian Chen, Jingbei Zhang, Chunshan Zheng, Tianyao Zhou

“…Fourier Transform Infrared Spectrometer (FTIR) experiments revealed that biodegradation stimulated by nitrogen source reduced the aromaticity of coal by 59.62% and enhanced the hydroxyl functional group content by 1.822 times. …”
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GRAPHIC NOVEL TRANSLATION: SEMIOTIC AND MULTIMODAL PERSPECTIVE by Anna V. Khodorenko.

“…On the one hand, extralinguistic objects engraved in pictures of the graphic novel may present the reason for the translation technique of addition, and on the other hand the absence of some details in the pictures may justify the translation technique of omission. Evaluating functional types of multimodal phenomena also may lead one to adequate selection of synonyms or a phrase to choose in a process of translation having as a “guide” visual image supporting language level of a graphic novel. …”
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Characteristics of chemically induced liver progenitors derived from a pig model of metabolic dysfunction-associated steatotic liver disease. by Masayuki Fukumoto, Daisuke Miyamoto, Akihiko Soyama, Takanobu Hara, Yasuhiro Maruya, Peilin Li, Hajime Matsushima, Kazushige Migita, Takahiro Enjoji, Hanako Tetsuo, Takuro Fujita, Mampei Yamashita, Hajime Imamura, Tomohiko Adachi, Kengo Kanetaka, Takahiro Ochiya, Susumu Eguchi

“…In contrast, markers of functional MH after re-differentiation were only detected in the healthy group. …”
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Wind Turbine Static Errors Related to Yaw, Pitch or Anemometer Apparatus: Guidelines for the Diagnosis and Related Performance Assessment by Davide Astolfi, Silvia Iuliano, Antony Vasile, Marco Pasetti, Salvatore Dello Iacono, Alfredo Vaccaro

“…Nevertheless, methods based on additional information sources (like further sensors or meteorological data) are also discussed. …”
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Diagnostic Possibilities of Optical Coherent Tomography of the Retina during Compression in the Chiasm-Sellar Region by N. A. Gavrilova, E. E. Ioyleva, N. S. Gadzhieva, O. E. Tishchenko, N. Y. Kutrovskaya, A. V. Kuz’mina, A. V. Zinov’eva

“…Recovery and preservation of visual functions during compression in the chiasm-sellar region is possible in the case of early diagnosis of pathology and timely surgical decompression. …”
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Metallosphaera sedula bifurcates into two sizes when it is cultured mixotrophically on soluble iron by Robert C. Blake, Richard G. Painter, Nghi Pham, Olivia Griswold, Brooke White, Richard A. White, Richard A. White, Richard A. White

“…Metallosphaera sedula is a thermoacidophilic archaeon that obtains all of its energy for growth from aerobic respiration and oxidative phosphorylation at the expense of selected organic and inorganic sources of electrons. …”
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Framework for early assessment of food safety hazards in the transition to a more sustainable food system: three case studies in the Vietnamese Mekong Delta by Rosa A. Safitri, Lianne M.S. Bouwman, Marianna Siegmund-Schultze, Tri Minh Nhan, Mohammed Ariful Islam, Esther D. van Asselt, Katja C.W. van Dongen

“…This study applied a qualitative framework to investigate changes in the occurrence of food safety hazards resulting from adopting adaptation strategies at primary production. We selected three case studies (CS) in the VMD: (1) adaptation in the usage and application of water sources for agricultural production, (2) shifting from monoculture rice, duck, and fish to an integrated crop-livestock farming, and (3) introduction of a new crop (i.e., quinoa). …”
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U-Net-based VGG19 model for improved facial expression recognition by Xiaohu ZHAO, Jingyi ZHANG, Mingzhi JIAO, Lixun XIE, Lanfei WANG, Weiqing SUN, Di ZHANG

“…The innovation of the SEAttention module lies in replacing the original activation function with the Mish activation function, which can dynamically adjust the weights of different channels to enhance performance. …”
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Reassessing Adaptational Lag in Eriophorum vaginatum: Short-Term Responses to Reciprocal Transplant and Passive Warming Experiments in Northern Alaska by Jennifer Lynn Chandler, James B McGraw, Michael L Moody, Jianwu Tang, Janice Voltzow, Ned Fetcher

“…This study’s short duration likely limited our ability to detect differences in tiller population growth as a function of garden or ecotype, emphasizing the need for long-term monitoring.…”
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First De Novo genome assembly and characterization of Gaultheria prostrata by Yan-Jun Lin, Xiao-Ya Ding, Yi-Wei Huang, Yi-Wei Huang, Lu Lu

“…(Ericaceae), a type of evergreen shrub, known as a natural source of methyl salicylate, possesses rich germplasm resources, strong habitat adaptability, significant ornamental value, and noteworthy pharmacological activities. …”
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Automated Recipe Generation AI Tool from Food Images using Machine Learning. Approach for Ingredient Extraction and Cooking Instructions by Lwamaza, Eddy, Nuwasiima, Happy

“…It outlines the systematic approach taken to analyze user needs, define functional and non-functional requirements, and develop a robust system architecture. …”
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In Vitro Inhibition of Enzymes and Antioxidant and Chemical Fingerprinting Characteristics of <i>Azara serrata</i> Ruiz & Pav. Fruits, an Endemic Plant of the Valdivian Forest of C... by Philipp Hopfstock, Javier Romero-Parra, Peter Winterhalter, Recep Gök, Mario Simirgiotis

“…The results show that these neglected endemic small berries can be a source of healthy phytochemicals. These Chilean berries can be used as functional food and their extracts are candidates for use as functional ingredients in naturally healthy products.…”
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