Bank Valuation and Its Connections with the Subprime Mortgage Crisis and Basel II Capital Accord by C. H. Fouche, J. Mukuddem-Petersen, M. A. Petersen, M. C. Senosi

“…A first objective of this paper is to value a bank subject to Basel II based on premiums for market, credit, and operational risk. In this case, we investigate the discrete-time dynamics of banking assets, capital, and profit when loan losses and macroeconomic conditions are explicitly considered. …”
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The Effects of Nonperforming Loans on Dynamic Network Bank Performance by Day-Yang Liu, Ya-Chiang Wu, Cheng-Hsien Lin, Wen-Min Lu

“…With increasing NPLs in recent years, the quality of lending assets is a key significant and influencing factor for banks’ operational risk. The research methodology is to integrate the radial and nonradial measures of efficiency into the network production process framework with NPLs; this study utilizes network epsilon-based measure model to evaluate the banking industry performance. …”
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Virtual Simulation Design Facing Smart Payment Screen on the Background of Artificial Intelligence by Yan Li, Xiao Wang

“…The elderly group believed that the use of the smart payment screen based on virtual simulation technology had the slowest improvement in ease of use, an increase of 9.4%; the average payment time of each place has decreased, the average payment time of place 4 was the longest, and the average payment time of place 6 was the shortest, and it was concluded that the higher the payment success rate was, the shortest payment time was; in terms of the user’s preference for the smart payment screen, it was concluded that 18:00 was the peak period for users to use the smart payment screen; in terms of risk assessment of using smart payment screens, it was concluded that compared with traditional payment screens, operational risk was reduced by 3.88%, credit risk was reduced by 4.67%, liquidity risk was reduced by 5.06%, and settlement risk was reduced by 6.01%. …”
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Mitigating physical climate risks: ESG budgeting approaches as risk boundaries for companies by Putri Wika Harisa, Bakhtiar Irfan, Mahasabha Ni Luh Ayounik

“…Many still consider this risk part of operational risk and manage it by transferring it to third parties. …”
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Repeated gastroscopies at impendent relapse of bleeding from gastroduodenal ulcers by V. A. Stupin, S. V. Siluyanov, M. B. Sokhikyan, R. Yu. Tronin, R. Sh. Sardarov

“…At clinically significant relapses repeated gastroscopy with preventive actions is proven in patients with high operational risk on concomitant diseases (4–5 points by ASA scale). …”
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Deep learning for enhanced risk management: a novel approach to analyzing financial reports by Xiangting Shi, Yakang Zhang, Manning Yu, Lihao Zhang

“…The model achieves substantial risk mitigation: credit risk lowered from 0.75 to 0.20, liquidity risk from 0.70 to 0.25, market risk from 0.65 to 0.30, while operational risk is at 0.80 to 0.35. By analyzing the results of the HFRP model, it can be stated that the proposal promotes improved financial stability and presents a reliable model for the contemporary financial markets, which in turn helps in making sound decisions and improve the assessment of risks.…”
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Auditing and Performance of Micro Finance Institutions: A Case Study of Rukiga SACCO Kabale Branch. by Niwamanya, Sarah

“…The study findings on the relationship between auditing and the performance of Micro Finance Institutions, the highest number of respondents mentioned that effective auditing helps identify and assess risks within MFIs, such as credit risk, operational risk, and compliance risk and the least number of respondents mentioned that auditing helps identify inefficiencies in the operations of MFIs, such as wasteful spending, fraud, or ineffective internal controls. …”
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Risk assessment of rail transit systems with variable renewable energy based on uncertain random theory by Yanbo Chen, Xiaoxue Li, Zhi Zhang

“…The analysis of case studies shows that the suggested method effectively assesses the operation risk of the rail transit systems with variable renewable energy and resolves the risk assessment issue brought about by the absence of operating data for certain equipment in these systems.…”
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Mitigating Risks in the Disaster Management Cycle by Huay Ling Tay, Ruth Banomyong, Paitoon Varadejsatitwong, Puthipong Julagasigorn

“…The findings reveal five dominant risk factors in the DMC and classify them within the DMC phases, which are (1) demand risk, (2) supply risk, (3) operational risk, (4) infrastructure risk, and (5) disruption risk. …”
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MODEL OF THE RISK MANAGEMENT OF INTRODUCTION INNOVATIVE PROJECTS IN THE NUCLEAR INDUSTRY by D. Chumak

“…We present arguments justifying the need for the development of this model. The system of operation risk management model is considered. The model is presented in the form of the three-dimensional navigator, which together accounted for three criteria: requirements, opportunities and risks.…”
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Transcatheter Aortic Valve Implantation in a Nonagenarian with Aortic Aneurysm: Futility or Utility? by Evelyn Fennelly, Marcus Lee, Mark Da Costa, Sherif Sultan, Faisal Sharif, Darren Mylotte

“…Transcatheter aortic valve implantation (TAVI) has emerged as the standard of care for older patients with symptomatic severe aortic stenosis (AS) at high or excessive operative risk. There remain patients that are of such considerable risk that even TAVI can be futile. …”
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A New Risk Prediction Model for the Assessment of Myocardial Injury in Elderly Patients Undergoing Non-Elective Surgery by Vedat Cicek, Mert Babaoglu, Faysal Saylik, Samet Yavuz, Ahmet Furkan Mazlum, Mahmut Salih Genc, Hatice Altinisik, Mustafa Oguz, Berke Cenktug Korucu, Mert Ilker Hayiroglu, Tufan Cinar, Ulas Bagci

“…<b>Background:</b> Currently, recommended pre-operative risk assessment models including the revised cardiac risk index (RCRI) are not very effective in predicting postoperative myocardial damage after non-elective surgery, especially for elderly patients. …”
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Evaluation of Key Factors of Logistics Risks for Overseas EPC Projects by Jingshi He, Dai Han

“…The risk reduction ratio and improvement space of each risk DMU are obtained, and the risk factor distribution matrix is constructed, pointing out that legal risks, operational risks and management risks are the primary risk DMU, which provide reference decisions for the optimal allocation of resources. …”
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One-Stage Hybrid Repair of Multiple Degenerative Aneurysms by George N. Kouvelos, Nektario K. Papa, Eleni M. Arnaoutoglou, Christina Bali, Miltiadis I. Matsagkas

“…Combined therapy simplifies management and allows the one-stage treatment of these patients, while minimizing the overall operative risk.…”
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Earnings Persistence and Abnormal Audit Fees by Xiaohui Zhou, Pengzheng Lou, Yongmin Wu, Lijuan Zhang

“…The mechanism test shows that earnings persistence reduces abnormal audit fees by improving company operating risk, which proves the “Risk Compensation View” of abnormal audit fees to a certain extent. …”
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Risk Assessment of Government Debt Based on Machine Learning Algorithm by Dan Chen

“…According to forming the performance of local government debt risk and its internal and external influencing factors, this study applies the analytic hierarchy process, entropy method, and BP neural network method to construct the local government risk assessment index system, which includes the primary and secondary indexes including the explicit debt risk, the contingent implicit debt risk, and the financial and economic operation risk. Using this system, this study carries on the government debt risk comprehensive weight assignment, the fiscal revenue forecast, the default probability calculation, the safety scale forecast, and finally the government debt risk assessment of the validity analysis. …”
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Safety and Reliability Analysis of Reconfigurable Battery Energy Storage System by Helin Xu, Lin Cheng, Daniyaer Paizulamu, Haoyu Zheng

“…The resolution of safety concerns associated with LIBs and the reduction in operational risks have become pivotal to the operation and control of ESSs. …”
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Splenic Artery Embolization for the Treatment of Gastric Variceal Bleeding Secondary to Splenic Vein Thrombosis Complicated by Necrotizing Pancreatitis: Report of a Case by Hee Joon Kim, Eun Kyu Park, Young Hoe Hur, Yang Seok Koh, Chol Kyoon Cho

“…Splenic artery embolization could be the best treatment option for gastric variceal bleeding when splenectomy is difficult such as in case associated with severe acute pancreatitis or associated with severe adhesion or in patients with high operation risk.…”
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Relationship between Green Financing and Investment Logic and Effectiveness Evaluation of Financing Decisions by Lei Kong, Yu Lei, Qian Zhang, Jing Zhang, Xingzhi Guo, Daoyuan Shi

“…Next, the effectiveness of green financing decisions was discussed under dynamic operation risks. Finally, the proposed approach was demonstrated through simulation and empirical analysis.…”
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A hydropower plant scheduling model considering the stochastic correlation between runoff and electricity prices by WU Ying, WANG Juefei, LI Junjie, WANG Kun, SHEN Yan, WU Yingjun

“…To address this， a scheduling model is proposed that aims to maximize expected net revenue while minimizing medium- to long-term operational risks. First， using the conditional value at risk （CVaR） theory， marginal distribution functions are utilized to characterize the risks of runoff uncertainty and electricity price volatility （EPV）， enabling accurate risk assessment for market-operated hydropower plants. …”
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