Did Bank Capital Regulation Exacerbate the Subprime Mortgage Crisis? by M. A. Petersen, M. C. Senosi, J. Mukuddem-Petersen, M. P. Mulaudzi, I. M. Schoeman

“…The latter was caused by, amongst other things, the downturn in the U.S. housing market, risky lending and borrowing practices, inaccurate credit ratings, credit default swap contracts as well as excessive individual and corporate debt levels. …”
Get full text

REGULATION OF «BANKING GROUP» IN RUSSIA IN BANKING MERGERS AND ACQUISITIONS IN THE MODERN CONDITIONS by N. V. Gurin

“…This paper analyzes the current regulations, the author refers to the indicator maximum risk associated with the credit institution a person (a group associated with the credit institution officials), as well as a new version of the indicator maximum amount of loans, bank guarantees and sureties issued by a credit institution (banking group) to its members (shareholders) and the procedure for calculating them, which come into force from January 1,2016. …”
Get full text

THE EFFECT OF BORROWER’S CAPACITY TO PAY ON LOAN REPAYMENT IN UGANDA DURING COVID-19 PANDEMIC by moses Agaba

“…The study recommends SACCOs to seriously consider having in place effective credit standards, credit policy, credit terms and collection policies or procedures as mechanisms…”
Get full text

Feu le régime d’accumulation tiré par la finance by Robert Boyer

“…Such a process took place for the securitization of mortgage credit. Therefore, the present crisis is not only that of over-accumulation in the real estate sector. …”
Get full text

Network Evolutionary Game-Based Diffusion Mechanism regarding the Nonperformance of Farmers in Agricultural Supply Chain Finance by Xiaoli Li, Yanming Sun

“…Agricultural supply chain finance effectively alleviates the problem of farmers’ credit constraints and realizes the commercialization and sustainability of agriculture. …”
Get full text

Congestion Control for Mixed-Mode Traffic with Emission Cost by Ya Li, Renhuai Liu, Yuanyang Zou, Yingshuang Ma, Guoxin Wang

“…In the two models, the emission cost for gasoline vehicles (GVs) is considered. The credit schemes are considered in the constraint of the models. …”
Get full text

Evaluation and Prioritization of Islamic Financial Instruments (Sukuk) in Iran with a Focus on Risk Sharing by Mohammad Mahdi Askari, Mohammad Mahdi Kargozar, Hassan Hemmati

“…This study examines these risks and ranks the credit risk each stakeholder incurs during the sukuk issuance process. …”
Get full text

Validation Indicator Identification and Customer Ranking in Microloans: A Study at Middle East Bank in Iran by Azadeh Ahmadi Kousha, Faegh Ahmadi, Mohammad Hossein Ranjbar, Hamidreza Kordlouie

“…Because these customers generally have limited access to financial and credit information and cannot provide guarantors or good credit records, it is very challenging to determine correct and reliable indicators. …”
Get full text

Hybrid Power Generation Supply Chain Financing and Purchasing Strategies with Option Hedging against Disruption by Guoshu Dong, Qing Xia, Bo Xu, Ziguang Dong

“…The two power plants pursue the most favorable scenario for profit-maximizing by means of credit interest rate. Whether the power plants increase the financial credit interest is contingent upon option portfolios, the grid’s fund property, and wind yield conditions. …”
Get full text

Role of Financial Institution on the Success of Small-Scale Enterprises in Uganda: A Case Study of Lyamujungu SACCO in Kabale District. by Kyarimpa, Glorius

“…The study concluded by showing the role of financial institutions’ credit on the performance of Small and Medium Enterprises in Lyamujungu Sacco.…”
Get full text

Issues of insuring financial risks of leasing in project financing by А. V. Serinova, T. Yu. Shemyakina

“…The purpose of the study is to propose recommendations for credit organizations to reduce the impact on the leasing process, which would contribute to a wider spread of financial risk insurance. …”
Get full text

MACROECONOMIC FACTORS AS TOOLS FOR STIMULATION OR DESTIMULATION OF AGRIBUSINESS LOANS IN CRISIS SITUATION by Sławomir Juszczyk, Wioleta Bartosiak, Bartosz Kublik, Łukasz Mleczko

“…The set of explanatory variables in the models may be a premise for the introduction of specific improvements in the credit policy of banks servicing agribusiness in the form of tightening or liberalizing credit requirements. …”
Get full text

An Equilibrium Model of Interbank Networks Based on Variational Inequalities by Shouwei Li, Jianmin He

“…We develop an equilibrium model of credit network and trust network in the interbank market. …”
Get full text

Concurrent Primary Follicular Lymphoma and a Mature Cystic Teratoma of the Ovary: A Case Report and Review of Literature by Sakara Hutspardol, Yi Li, Valerie Dube, Jan Delabie

Get full text

Enhancing sales at twenty-one autos through consumer-centric design thinking by Lulu Lesmana, Danang Indrajaya, Arien Arianti Gunawan

“…Through the Empathy stage, this research identifies various issues faced by consumers when purchasing used cars, including limited unit variations, complex credit processes, and suboptimal online shopping experiences. …”
Get full text

Socioeconomic Determinants of Agricultural Extension Needs among Yam Farmers in Nasarawa State, Nigeria by Danlami Haruna Yakubu, Gumugumu Godknows Brakiebou Douseifa, Ango Adamu Kamba, Jazuli Alhassan

“…The study also found that sex, education, extension contact, and access to credit were significantly and positively related to agricultural extension needs of the yam farmers. …”
Get full text

An Analysis on Determinants of Cash and L/C Export: Findings from Türkiye’s Export by Ahmed Yusuf Sarıhan

“…The use of a letter of credit payment method by banks serves a protective role, enabling the parties to engage in trade more securely. …”
Get full text

Interest Rate and Loan Portfolio Performance of Commercial Banks in Uganda: Case of Stanbic Bank. by Mwebesa, Samson

“…The study population included Credit Officers, Client Relationship Managers, Credit Evaluation Managers, and Branch managers. …”
Get full text

THE ROLE OF MONETARY INSTRUMENTS IN ECONOMIC EMERGENCIES. STUDIES OF RUSSIAN ECONOMISTS OF THE EARLY XX CENTUR by I. Nazarova

“…It has been shown, that the classical forms of credit (military loans, taxes), due to their low efficiency, give way to credit money, which during the demonetization of gold, play the role of a financial resource (“bills of exchange for the future”).…”
Get full text

Desquamative Interstitial Pneumonitis in a Healthy Non-Smoker: A Rare Diagnosis by Ryan R Kroll, Diane A Flood, John Srigley

Get full text