PERFORMANCES OF INSURANCE MARKET IN MONTENEGRO IN CONDITIONS OF FINANCIAL CRISIS by Miljana Novićević, Vladimir Kašćelan, Julija Cerović

“…The global financial crisis did not have a direct negative impact on the insurance market in Montenegro, but rather the indirect one that may be identified through the decline in purchasing power of citizens, decrease in the lending activity of the banks, and through possible recession. Since the financial markets both in Montenegro and in the region are not sufficiently developed, the insurance companies were not able to invest funds in sophisticated securities and financial derivatives, while the Law on Insurance, on the other hand, limited the companies to invest available monetary assets in risky securities, such as stocks. …”
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ChatGPT-4 Omni’s superiority in answering multiple-choice oral radiology questions by Melek Tassoker

“…Materials and methods A collection of text-based multiple-choice questions was sourced from the open-access question bank of the Turkish Dental Specialty Admission Exam, covering the years 2012 to 2021. …”
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Recursos territoriais e escalas de poder no processo de renovação da concessão da ponte da integração de São Borja-BRA/ San Tomé-ARG (2021-2023) by Muriel Pinto, Domingos Sávio Campos de Azevedo

“…The São Borja-Brazil/San Tomé – Argentina integration bridge opened in 1997 created great expectations of integration and economic development for the border communities on the banks of the Uruguay River. The appropriate bridge was built and the CUF was created – the first Unified Mercosur border center. …”
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Evaluating the Economic and Social Impact of the Construction of the Border Market and Its Role in the Development of Urban Areas (Case Study: Market of Hendijan City) by Zahre Moradi, Maryam Ilanloo

“…For data analysis, the Fuzzy Network Analysis (ANP) and inferential statistics of Chi-Square have been used.Based on the fuzzy ANP model, the construction of the bazaar has had the greatest impact in reducing smuggling, increasing the stores and shops, hotel and restaurant construction, attracting tourists, increasing passenger terminals, increasing service occupations, boosting banks and insurers, earning income, employing indigenous people and reducing immigration. had. …”
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Phylogenetic Analysis and Antibiotics Resistance of Listeria Monocytogenes Contaminating Chicken Meat in Surabaya, Indonesia by Eduardus Bimo Aksono, Katty Hendriana Priscilla Riwu, A. T. Soelih Estoepangestie, Herinda Pertiwi

“…Some methods were used for the identification procedures, such as biochemical and morphological tests, antibiotic resistance test, PCR, and sequencing; also a phylogenetic analysis was conducted by a neighbor-joining analysis using Genetix Mac ver 8.0 with hlyA genes of Listeria monocytogenes recorded in GenBank, such as Lineage I (KC808543), Lineage II (AY229462, AY229346, AY229499, and AY229404), Lineage III (KJ504139, HQ686043, KJ504116, and DQ988349), and Lineage IV (EU840690, EF030606). …”
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INFLUENCE OF NON-LIFE INSURANCE SECTOR CLAIMS SETTLEMENT ON THE INCREASE OF TOTAL ASSETS IN NIGERIA'S INSURANCE MARKET (2000 TO 2022) by SOLOMON DAVID PERE, JOSIAH BOLOU-OWEI EDIKE

“…The data set utilized for this research is secondary data, consisting of 22 years' yearly series of chosen variables from 2000 to 2022, obtained from the Central Bank of Nigeria (CBN) and the NAICOM statistics bulletin. …”
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Role of behavioral biases in the investment decisions of Pakistan Stock Exchange investors: Moderating role of investment experience by Saima Aziz, Shahid Mehmood, Muhammad Asif Khan, Anita Tangl

“…The findings were reported using a sample of 230 individual investors, who make their own investments, typically through a mutual fund, bank, or internet broker. They make investments to achieve their unique investment objectives, such as saving for retirement, a child’s education, or increasing their overall wealth. …”
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Spatial analysis of distribution and access to urban services at the level of urban neighborhoods with a spatial justice approach (Case study: Commercial uses of Ardabil city) by Alireza Mohammadi, Reza Hashemi Masoomabad, chnour Mohammadi

“…Economic and commercial centers, including banks and financial institutions, are one of the most important economic sectors of cities and can be sustained. …”
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The concept and types of subjects of countering offenses in the entrepreneurial sphere by V. M. Vasyliev

“…The main ones were highlighted: President of Ukraine, Verkhovna Rada of Ukraine, the Cabinet of Ministers of Ukraine; local governments; Ministry of Finance of Ukraine; Ministry of Economic Development and Trade of Ukraine; State Fiscal Service and its structural units (except for customs control at the border); State Inspectorate of Ukraine; National Bank of Ukraine; revenue authorities and fees of Ukraine. …”
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Investigation of the validity, reliability and psychometric properties of the Turkish version of the Ottawa sitting scale in patients with Parkinson’s disease by Aysu Yetiş, Mehmet Canli, Nazım Tolgahan Yildiz, Hikmet Kocaman, Hasan Yildirim, Şafak Kuzu, İrem Valamur, Selcen Duran

“…The study included 56 patients diagnosed with PD based on the UK Brain Bank Criteria. Construct validity of the OSS-TR was established through the evaluation of structural and convergent validity. …”
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Description and Dynamic Analyses of the 1935 Luchedu Rock Avalanche in Sichuan, China by Jie Cui, Chunyu Gao, Zhilong Zhang, Guifu Xiang

“…The rock slide originated from the wedge formed by sheet metamorphic rocks on the fault zone on the left bank of the Jinsha River. After breaking away from the slope, the wedge disintegrated and cracked rapidly, forming debris and causing them to flow in fluidization along a 7.3 km path. …”
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Interplay of financial inclusion and economic growth in emerging economies by Shreya Pal, Shravni Vankila, Melvin Norbert Fernandes

“…Trade policies, such as Chile's Free Trade Agreements and Mexico's participation in NAFTA, improve market access and economic resilience, while Egypt and Saudi Arabia focus on foreign direct investment and economic diversification.The study emphasizes coordinated policy efforts for sustained growth, advocating for financial inclusion supported by robust regulations and government investments in critical areas like infrastructure and healthcare. Central banks contribute by maintaining price stability and credit access, while strategic trade agreements and export diversification enhance economic resilience. …”
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Awifauna wodno-błotna środkowej Wisły w okresie lęgowym: wpływ działalności człowieka na rozmieszczenie, liczebność i bogactwo gatunkowe by Dariusz Bukaciński, Monika Bukacińska, Arkadiusz Buczyński

“…Sandy islands and braid bars within the main channel, steep banks, and old riparian afforestation create the unique breeding habitats of the Vistula River Valley. …”
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Applying cognitive diagnostic models to mechanics concept inventories by Vy Le, Jayson M. Nissen, Xiuxiu Tang, Yuxiao Zhang, Amirreza Mehrabi, Jason W. Morphew, Hua Hua Chang, Ben Van Dusen

“…The items from these three RBAs do not cover all of the skills in enough detail, however, they will form a useful initial item bank for the development of the mechanics cognitive diagnostic.…”
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The Forerunner of the Government Reform of Peter the Great by N. V. Shevtsov

“…The author of this article followed the probable route of Golytsin’s exile ramblings and paid special attention to the stay of the disgraced knyaz in Pinezhskiy Volok - currently the settlement of Pinega situated approximately 200 km away from Arkhangelsk on the banks of the Pinega River. The article also offers a detailed description of the Krasnogorskiy Monastery located 15 km away from the settlement. …”
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Formation Mechanism and Stability Analysis of the Hejia Landslide by Hao Zhang, Zaiqiang Hu, Xingzhou Chen, Hongru Li

“…Hejia landslide is the largest landslide near the bank of Miaojiaba hydropower station, and its stability plays an important role in the normal operation of the hydropower station. …”
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Morphological Diversity of Gracilaria blodgettii Harvey 1853 (Gracilariaceae, Rhodophyta) from Sarawak, Malaysian Borneo by Ruhana Hassan, Muhammad Nur Arif Othman, Mohd Nasarudin Harith, Amir Shah Ruddin Md Sah

“…However, based on 672 bp CO1-5P gene sequence analysis, all the three species were identified as G. blodgettii; besides, low genetic divergence values (0.17%–0.34%) were scored between samples in this study with the same species in GenBank. In the phylogenetic trees, all samples in this study group together with other G. blodgettii have high bootstrap values; thus, this species is monophyletic. …”
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The Study of Anthropogenic Effect on the Intensification of Floods in Summer Catchment Basin, Case Study: Kan, Tehran ( by khadijeh heydarian, siavash shayan, Hossein jahantigh

“…Also, the comparison of the pictures taken from the Sangan River in the past and present shows that the use of lands in the river bank has been changed and due to unauthorized constructions and gardening along the river, the width of the bed has dramatically been decreased. …”
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ML-Based Quantitative Analysis of Linguistic and Speech Features Relevant in Predicting Alzheimer’s Disease by Tripti Tripathi, Rakesh Kumar

“…The method employs speech data from DementiaBank’s Pitt Corpus, which is preprocessed and analyzed to extract pertinent acoustic features. …”
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Discussing the Effects of Climate Change and Urbanization through Flood Disaster in Riverside Settlements by Zeynep Özdemir, Merve Özkaynak Yolcu

“…Therefore, in order to prevent flood disasters, it is necessary to adopt an integrated disaster management approach and develop effective and sustainable solutions in order to increase the flood resistance of settlements, especially on the banks of rivers, and to reduce the impacts against possible disasters. …”
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