ACCESSING FINANCE FOR INNOVATIVE EU SMES – KEY DRIVERS AND CHALLENGES by Laura Vasilescu

“…The current economic environment has brought SME needs into particular focus given the significantly tightened credit supply conditions arising from the reduced ability and willingness of banks to provide financing. In order to improve the access to finance for SMEs, the efforts should be focused at the European and national levels on solving the problems regarding working capital, improving entrepreneurship and financial environment in the long term, attracting new financial resources, facilitating dialogue and consultation between governments, SMEs and financial institutions. …”
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The important role of the DTPB in the development of Islamic P2P lending in Indonesia by Azidni Rofiqo, Ainul Zamarkasi, Abdurrizqi Bin Abd Razak

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Impact of tourism, globalization, and technological patents on ecological footprint in ASEAN countries: static and dynamic panel regression approaches by Nazhat Nury Aspy, Liton Chandra Voumik, Miguel Angel Esquivias, Lilik Sugiharti, Mihir Kumar Das, Dulal Chandra Pattak

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ACCESSING FINANCE FOR INNOVATIVE EU SMES – KEY DRIVERS AND CHALLENGES by Laura Vasilescu

“…The current economic environment has brought SME needs into particular focus given the significantly tightened credit supply conditions arising from the reduced ability and willingness of banks to provide financing. In order to improve the access to finance for SMEs, the efforts should be focused at the European and national levels on solving the problems regarding working capital, improving entrepreneurship and financial environment in the long term, attracting new financial resources, facilitating dialogue and consultation between governments, SMEs and financial institutions. …”
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Red Army Soldiers from Kalmykia in the Battles for Belarus: a Historical and Statistical Study by Sergey G. Ershov

“…The materials for the work were the office documentation of the military units of the Red Army (stored in the electronic data banks Memorial, Feat of the People and Memory of the People), primarily reports on losses and award documents. …”
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ADDED VALUES OF SOCIAL CRM: THE EXAMINATION OF CUSTOMER PERSPECTIVE by Amila Pilav-Velic, Anes Hrnjić, Ljubica Milanović Glavan, Azra Hanić

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Unveiling personalized and gamification-based cybersecurity risks within financial institutions by Amna Shahzadi, Kashif Ishaq, Naeem A. Nawaz, Fadhilah Rosdi, Fawad Ali Khan

“…The discussion systematically addresses key themes, like the role of gamification in marketing strategies, enhancing website functionality, and its application within the financial sector, including e-banking, drawing insights from academic and industry perspectives. …”
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Effect of entrepreneurial marketing on SMEs competitive performance in Lesotho by Osakpamwan E.D. Amadasun, Ashley T. Mutezo

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ADDED VALUES OF SOCIAL CRM: THE EXAMINATION OF CUSTOMER PERSPECTIVE by Amila Pilav-Velic, Anes Hrnjić, Ljubica Milanović Glavan, Azra Hanić

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Non-Performing Loans and Performance of Financial Institutions in Kabale District by Alex, Semusu

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The first Lithuanian Archaeological expedition in Afghanistan by Aleksiejus Luchtanas, Ramunė Butrimaitė

“…During the expedition, 14 new cultural valuables and their complexes, situated on the banks of the Hari Rud river, were found. According to the fragments of pottery discovered at the sites, the cultural valuables are dated back to the 4th millennium BC to the XIX/XX centuries AD. …”
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RELATIONSHIP BETWEEN PRIVATE DOMESTIC INVESTMENT AND ECONOMIC GROWTH IN NIGERIA (1986-2018): AUTO-REGRESSIVE DISTRIBUTED LAG APPROACH by Isiaka Kareem JIMBA, Rosemary Bukola AJALA

“…The study further recommends policies and strategies that would enhance financial sector development in order to enhance the capacity of Nigerian capital market and banking sector towards providing and allocating necessary funds through accumulated savings for investment needed to achieve sustainable economic growth in Nigeria. …”
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Cash Management and Performance Small Scale Business in Mbarara City: A Case Study of Central Market. by Nasasira, Naome

“…Small-scale business owners should also adopt a culture of ensuring daily cash safety like banking where even interest can be earned. Techniques to speed up cash collections, like discounts on timely payments, should be ensured to avoid too many receivable accounts and bad debts.…”
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Women Economic Empowerment and Poverty Reduction: A Case Study of Kabale Municipality. by Gerald, Baguma

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Fitófagos de banano y plátano bajo condiciones de cambio climático en Cuba by Yadira Valentín-Pérez, Alexis Augusto Hernández-Mansilla, Rogert Sorí-Gómez, Aliana López-Mayea, Ranses Vázquez -Montenegro, Jorge David Alonso-Sánchez

“…El objetivo de este trabajo consistió en interpretar las condiciones climáticas favorables o no, para la fluctuación poblacional de ácaro rojo (Tetranychus tumidus Banks) y de picudo negro (Cosmopolites sordidus Germ.) en bananos y plátanos, para los años 2020, 2025 y 2030, bajo efecto del cambio climático en Ciego de Ávila. …”
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The Affirmative Action and Household Income Status of the Batwa Community Evicted From Bwindi Impenetrable Forest National Park, Kanungu District, Uganda by Saulo, Katariko

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Impact of mother’s own milk expression practices and processing treatments on infant health and growth outcomes: a systematic review protocol by Daniel Klotz, Carolyn Smith, Agnieszka Bzikowska-Jura, Marzia Giribaldi, Tanya Cassidy, Laura Cavallarin, Serena Gandino, Karolina Karcz, Chiara Peila, Bartłomiej Walczak, Aleksandra Wesolowska

“…Moreover, this systematic review will inform recommendations on milk banking of the WHO Department of Nutrition and Food Safety.PROSPERO registration number CRD42024523299.…”
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Challenges of early renal cancer detection: symptom patterns and incidental diagnosis rate in a multicentre prospective UK cohort of patients presenting with suspected renal cancer by Michelle Wilson, Naveen S Vasudev, Grant D Stewart, Adebanji Adeyoju, Jon Cartledge, Michael Kimuli, Shibendra Datta, Damian Hanbury, David Hrouda, Grenville Oades, Poulam Patel, Naeem Soomro, Mark Sullivan, Jeff Webster, Peter J Selby, Rosamonde E Banks

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Assessing The Influence of Upland Rice on Household Income in Nyamirama Sub-County Kanungu District. by Byamukama, Chrispus

“…The study recommended that there is a need to increase credit financial facilities to farmers by providing agricultural loans at very low-interest rates with the help of village saving banks. The Government should always ensure very good quality agricultural inputs are allowed in the market to boost the entire agricultural sector not only upland rice farming. …”
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Assessing the potential of germplasm collections for the management of genetic diversity: the case of the French National Cryobank by Jacques, Alicia, Duclos, Delphine, Danchin-Burge, Coralie, Mercat, Marie-José, Tixier-Boichard, Michèle, Restoux, Gwendal

“…In response, many countries, including France, have developed gene banks in order to conserve reproductive genetic material. …”
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