Exploring the effect of digital finance on financial inclusion in Uganda, a reflection from Lira City by Eton, Marus, Mwosi, Fabian, Amandu, Ishaq Yassin, Ocan, Johnson, Ogwel, Bernard Patrick

“…MM and smartphones are very often used in performing commercial transactions due to easy accessibility compared to ATMs, the Internet and agent banking, which is always restricted. …”
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Comparison of accessibility and usability of digital libraries in mobile platforms: blind and visually impaired users’ assessment by Iris Xie, Tae Hee Lee, Hyun Seung Lee, Shengang Wang, Rakesh Babu

“…Triangulation of data collection was applied, including interviews, think-aloud protocols, transaction logs, post-platform interviews, and post-search interviews. …”
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House Price Prediction: A Multi-Source Data Fusion Perspective by Yaping Zhao, Jichang Zhao, Edmund Y. Lam

“…We validate our approach using a dataset of 28550 real-world transactions in Beijing, China, providing a comprehensive analysis of the drivers influencing house prices. …”
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PROFITABILITY AND TURNOVER APPRAISAL OF LISTED DEPOSIT MONEY BANKS IN NIGERIA by Terry Keme Zuode Odogu, Amapamo Stephen Koroye

“… The study seeks to appraise the performance of deposit money banks in Nigeria, given the mounting pressure for cashless transactions and the increasing digitization and automation of financial services around the globe. …”
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E-Commerce Shop Helviah Skincare Mobile Application by Marlia Sari, Lusia Septia ER, Muhammad Junaidi

“…Recognizing this trend, the Helviah Skincare Shop, a retailer specializing in skincare products, developed a mobile e-commerce application to enhance customer experience, streamline transactions, and expand its market reach. This research adopts a structured methodology encompassing problem identification, data collection, system design, development, and rigorous testing to create a user-friendly mobile platform tailored to the unique needs of skincare shoppers. …”
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An Authentication Approach in a Distributed System Through Synergetic Computing by Jia-Jen Wang, Yaw-Chung Chen, Meng-Chang Chen

“…Participants in the system may need to register as members. The transaction processing speed on low-risk events may reach 25,000 TPS based on the assumption of certain member classes given that all of ANOD, and Asteroid_Node_of_Backup (ANB), Edge Cloud, and Core Cloud function normally.…”
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Blockchain technology in healthcare strengthening: The Nigerian case by Godsave Binlak Wazhi, Nengak Precious Danladi, Sesugh Daniel Terver, Stephen Ebuka Ukaobasi

“…Blockchain technology is a distributed ledger digital system that records all transactions on a network of interconnected systems in a way that is impossible to edit or hack. …”
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SOCIALLY RESPONSIBLE INVESTING AS THE DI-RECTION OF CAPITAL MARKET DEVELOPMENT by Grażyna Michalczuk, Urszula Konarzewska

“…Socially responsible investing (SRI) is becoming an increasingly fast-growing segment of the capital market. It refers to transactions in which the investment objective is determined not only by financial criteria (expected rate of return and risk) but also by non-financial aspects related to environmental, social and corporate governance (ESG) issues.The aim of the article is to diagnose socially responsible investing in the capital markets in spatial terms. …”
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Spatial Differentiation and Influencing Factors of Second-Hand Housing Prices: A Case Study of Binhu New District, Hefei City, Anhui Province, China by Song Xu, Zhen Zhang

“…This paper studies the price characteristics of second-hand residential transactions in Binhu New District taking advantage of the hedonic price model and MGWR model and draws the following conclusions. (1) There are obvious spatial positive correlation and spatial heterogeneity in the price of second-hand housing in Binhu New District. (2) The number of bedrooms, area, age of the house, and the distance to the nearest school have small effect on the scale, so they have strong spatial heterogeneity. …”
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RISK MANAGEMENT IN ISLAMIC BANKS: A RESEARCH ON THE PARTICIPATION BANKS IN TURKEY by Hüseyin Çetin, Raif Parlakkaya, Mustafa Nihat Demirci

“…Risk management is of strategic importance for banks whose operations are largely based on risky transactions. Islamic banks face almost all risks exposed in conventional banks. …”
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Reputation-Based Leader Selection Consensus Algorithm with Rewards for Blockchain Technology by Munir Hussain, Amjad Mehmood, Muhammad Altaf Khan, Rabia Khan, Jaime Lloret

“…It has several practical applications such as distributed computing, load balancing, and blockchain transaction validation. Even though a lot of consensus algorithms have been proposed, the majority of them require many computational and communication resources. …”
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The Effect Of After-Sales Services Quality, Customer Ratings And Reviews Towards Customer Purchase Intention And Customers Loyalty Through Customers Satisfaction As Intervening Var... by MOHAMMED FATEH ALRAHMAN ALI RABBAD

“… E-commerce in indonesia is expected to keep expanding due to the high consumer spending habits of the indonesian population. Online transactions can be conducted through applications or websites accessible via smartphones, with tokopedia being one of the most prominent e-commerce platforms. …”
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Virtual Power Plant and Multi-prosumer Hybrid Game Strategy Based on Energy Sharing by QI Lei, GAO Yang, AI Qian

“…Subsequently，a multi-prosumer cooperative game model is constructed based on the scheduling strategy and transaction results of the master-slave game. Further，a cooperative income distribution strategy based on energy contributions is proposed to achieve a fair and reasonable distribution of income from multi-prosumer cooperation alliances. …”
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Unzipping of knotted DNA via nanopore translocation by Antonio Suma, Cristian Micheletti

“…The results reveal a previously unsuspected complexity of the interplay of DNA topology and unzipping, which should be relevant for interpreting nanopore-based single-molecule unzipping experiments and improving the modeling of DNA transactions in vivo.…”
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Evaluation of Blockchain Technology for Supply Chains using an Integrated Fuzzy Cognitive Map-QFD Methodology by Emre Alptekin, Ayça Maden

“…The results of this study show that the top priorities for blockchain characteristics in a supply chain are smart contract functionality, privacy, transaction per second, tokenization, security, permissioned network, scalability, cost, modularity, and licensing, in order of importance.…”
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Energy sales activities development in electric power market by V. Ya. Afanasyev, V. V. Kuzmin

“…The factors determining the infrastructural nature of activity in the modern market, aimed at supporting opportunities for implementing competitive transactions of electric power purchase and sale, have been formulated. …”
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Monetary Reform and Central Bank Digital Currencies: The Impact on Retail Banking by Adam Abdullah

“…Ultimately, retail CBDCs will have to develop into public stablecoins that are pegged to intrinsic value to satisfy the store of value function of money and provide stability as the common denominator for all economic transactions.…”
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Stock Price Change Rate Prediction by Utilizing Social Network Activities by Shangkun Deng, Takashi Mitsubuchi, Akito Sakurai

“…Individual participants may express their opinions in social network service (SNS) before or after their transactions in the market; we hypothesize that stock price change rate is better predicted by a function of social network service activities and technical indicators than by a function of just stock market activities. …”
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Enhancing Predictive Models in E-Commerce: A Comparative Study Using XGBoost Across Diverse Scenarios by Zhang Jianhao

“…The findings suggest that accurate sales predictions enable e-commerce platforms to increase inventory during peak periods, maximize the utility of goods, ensure customer satisfaction, and stimulate transaction activity. This study underscores the importance of accurately forecasting sales and revenue in e-commerce, helping platforms to stay ahead of demand, optimize resource allocation, and maintain market competitiveess.…”
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Analysis of Fatwa Regarding Sharia Credit Cards and Their Relevance to the Development of Islamic Banking in Indonesia and Bahrain by Suci Ramadhan, Toguan Rambe, Badai Husain Hasibuan, Abdul Aziz Harahap

“…This study concludes that Sharia credit cards, as outlined in the fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) and the Sharia Supervisory Board of Bank Islam Bahrain (SSB-BIsB), are permissible as transaction tools based on legal principles, contract provisions, wage and service provisions, penalties, and limits in accordance with Sharia principles. …”
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