Office 4.0 – modern office digital technology, relevant to the post-COVID era by E. V. Vasilieva, O. I. Dolganova

“…The possibility of assessing the effectiveness of such decisions using the total cost of ownership methodology on the example of introducing a biometrics system in a bank has been shown.…”
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Credit Risk Prediction Using Fuzzy Immune Learning by Ehsan Kamalloo, Mohammad Saniee Abadeh

“…The use of credit has grown considerably in recent years. Banks and financial institutions confront credit risks to conduct their business. …”
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Comparative Studies on the Amylase and Cellulase Production of <i>Aspergillus</i> and <i>Penicillium</i> by Ibatsam Khokhar, Irum Mukhtar, Sobia Mushtaq

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An Assessment of the Microbiological Quality and Physical Properties of Indoor Atmosphere in Port Harcourt by Chuku Aleruchi

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An Analysis of Chinese Transport Infrastructure Loans and Investment in ICT in Nigeria by Innocent .A. Ocholi, Nnamdi .S. Okonkwo

“…It is within this context that Nigeria obtained huge loans from China-Exim Bank and attracted significant FDI from private Chinese companies to modernize her broken down physical infrastructure and obsolete ICT ecosystem. …”
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Spatial Variation of Reservoir Properties in Onshore Dove Field of the Niger Delta Region, Nigeria by P.T. John, G. Emujakporue, D.C. Okujagu

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Toxicity of Brewery Effluents (Burukutu Effluent) to <i>Clarias gariepinus </i>and its Effect on some Target Organs by T.O. Ariyomo, A.M. Akinsorotan, E.N. Nwachukwu

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BUSINESS ENVIRONMENT - THE CASE OF WESTERN BALKAN COUNTRIES by Zijad Džafić

“…In this paper, the author uses only some such as: The Global Competitiveness Report of World Economic Forum, World Bank’s Doing Business Index, Heritage Foundation's Index of Economic Freedom, European Charter for Small Enterprises and Small Business Act of OECD and European Commission (EC) and Indicators of Business, Corruption and Crime in WBCs of the United Nations Office on Drugs and Crime (UNODC). …”
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Działalność marketingowa w spółdzielczym sektorze bankowym i jej specyfika by Dominik Gajowiak

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Integration of GPS and GIS in Mapping of Secondary Schools in Akure South Local Government Area of Ondo State Nigeria by H. Tata, E.P. Ojo

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Evaluation of Cadmium Contaminations in Soil and Plants, and Potential Ecological Risk at a Tertiary Institution Campus, Malete, Kwara State, Nigeria by P. O. Ben-Uwabor, S. O. Olarinoye

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How Health Systems World-wide Fail Type 2 Diabetics by Abdo S. Yazbeck, Son Nam Nguyen, Maria-Luisa Escobar

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Extensive Bone Marrow Necrosis: Initial Presentation in Sickle Cell Anemia—A Case Report and Review of the Literature by Sameera A. Alsafwani, Abdulwahed Al-Saeed, Rehab Bukhamsin

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Budgetary deficits and macro budgetary components- examining ‘Law of Contiguity’ through spatial analysis of Indian states by Avik Ghosh

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Research on the Risk Measurement Algorithm of Supply Chain Order Financing Based on Insurance Actuarial by Gushuo Li, Menglin Yin

“…Ultimately, the experiments show that the solution of this paper defines and analyzes the financial risks brought by order financing business to bank financing.…”
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Evolution of the Danube River's islands on the Bulgaria-Romania border over the last century. by Gabriela Ioana-Toroimac, Marina Vîrghileanu

“…(ii) At the scale of the last decades, we noticed the slow formation of bars by lee deposition due to sediment excess and then migration of alluvial bars until merging with an island or with the bank, followed by stabilization due to vegetation recruitment. …”
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Foreign Direct Investment and Environmental Challenges: A Case Study of Uganda With Analytical Perspective. by Byanyima, Faustino, Mayanja, Edison, Kadengye, Damazo T., Arineitwe, Shine, Mijwil, Maad M., Gaballa, Moustafa, Cherakkara, Veedu Rajeev, Turyasingura, Benson

“…It includes control variables such as GDP growth, trade openness, urbanization, industrialization, and agricultural activity, utilizing data from the World Bank's World Development Indicators. Using the Autoregressive Distributed Lag (ARDL) model to tackle endogeneity, the study finds a significant long-term non-linear relationship between FDI and CO2 emissions, aligning with the Environmental Kuznets Curve (EKC) hypothesis. …”
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Design and Prototype of an Automatic Dam Monitoring and Control System. by Kiconco, Dalison

“…This paper also proposes a novel idea of collecting and sharing real-time information about water levels with the people living near its bank. A highly precise water level monitoring system and timely reports to the locality are also developed. …”
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First microscopic and molecular identification of Cryptosporidium spp. in fat sand rats (Psammomys obesus) in Egypt and their potential zoonotic implications by Sara Abdel-Aal Mohamed, Fatma A. S. Anwar, Ahmed Gareh, Marwa M. I. Ghallab, Remigio Martínez, Asmaa Aboelabbas Gouda, Fatemah Enad Alajmi, Hind Alzaylaee, Ignacio García-Bocanegra, Ignacio García-Bocanegra, Ehab Kotb Elmahallawy, Ehab Kotb Elmahallawy

“…A subset of these positive samples by PCR was subjected to sequencing, with the resulting sequences deposited in GenBank™ and analyzed through phylogenetic methods.ResultsConventional microscopy revealed that 46.7% (70/150; 95% CI: 38.7–54.6) of the analyzed stool samples contained structures consistent with Cryptosporidium oocysts. …”
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Early warning systems for identifying severe maternal outcomes: findings from the WHO global maternal sepsis studyResearch in context by Yamikani Chimwaza, Alexandra Hunt, Livia Oliveira-Ciabati, Laura Bonnett, Edgardo Abalos, Cristina Cuesta, João Paulo Souza, Mercedes Bonet, Vanessa Brizuela, David Lissauer, Yamikani Chimwaza, Alexandra Hunt, Livia Oliveira-Ciabati, Laura Bonnett, Edgardo Abalos, Cristina Cuesta, João Paulo Souza, Mercedes Bonet, Vanessa Brizuela, David Lissauer, Mohammad Iqbal Aman, Bashir Noormal, Marisa Espinoza, Julia Pasquale, Charlotte Leroy, Kristien Roelens, Griet Vandenberghe, M. Christian Urlyss Agossou, Sourou Goufodji Keke, Christiane Tshabu Aguemon, Patricia Soledad Apaza Peralta, Víctor Conde Altamirano, Rosalinda Hernández Muñoz, José Guilherme Cecatti, Carolina Ribeiro do Valle, Vincent Batiene, Kadari Cisse, Henri Gautier Ouedraogo, Kannitha Cheang, Phirun Lam, Tung Rathavy, Elie Simo, Pierre-Marie Tebeu, Emah Irene Yakana, Javier Carvajal, María Fernanda Escobar, Paula Fernández, Lotte Berdiin Colmorn, Jens Langhoff-Roos, Wilson Mereci, Paola Vélez, Yasser Salah Eldin, Alaa Sultan, Alula M. Teklu, Dawit Worku, Richard Adanu, Philip Govule, Charles Noora Lwanga, William Enrique Arriaga Romero, María Guadalupe Flores Aceituno, Carolina Bustillo, Bredy Lara, Vijay Kumar, Vanita Suri, Sonia Trikha, Irene Cetin, Serena Donati, Carlo Personeni, Guldana Baimussanova, Saule Kabylova, Balgyn Sagyndykova, George Gwako, Alfred Osoti, Zahida Qureshi, Raisa Asylbasheva, Aigul Boobekova, Damira Seksenbaeva, Saad Eddine Itani, Meilė Minkauskienė, Diana Ramašauskaitė, Owen Chikhwaza, Luis Gadama, Eddie Malunga, Haoua Dembele, Hamadoun Sangho, Fanta Eliane Zerbo, Filiberto Dávila Serapio, Nazarea Herrera Maldonado, Juan I. Islas Castañeda, Tatiana Cauaus, Ala Curteanu, Victor Petrov, Yadamsuren Buyanjargal, Seded Khishgee, Bat-Erdene Lkhagvasuren, Amina Essolbi, Rachid Moulki, Zara Jaze, Arlete Mariano, Nafissa Bique Osman, Hla Mya Thway Einda, Thae Maung Maung, Khaing Nwe Tin, Tara Gurung, Amir Babu Shrestha, Sangeeta Shrestha, Kitty Bloemenkamp, Marcus J. Rijken, Thomas Van Den Akker, María Esther Estrada, Néstor J. Pavón Gómez, Olubukola Adesina, Chris Aimakhu, Bukola Fawole, Rizwana Chaudhri, Saima Hamid, M. Adnan Khan, María del Pilar Huatuco Hernández, Nelly M. Zavaleta Pimentel, Maria Lu Andal, Zenaida Dy Recidoro, Carolina Paula Martin, Mihaela Budianu, Lucian Pușcașiu, Léopold Diouf, Dembo Guirassy, Philippe Marc Moreira, Miroslav Borovsky, Ladislav Kovac, Alexandra Kristufkova, Sylvia Cebekhulu, Laura Cornelissen, Priya Soma-Pillay, Vicenç Cararach, Marta López, María José Vidal Benedé, Hemali Jayakody, Kapila Jayaratne, Dhammica Rowel, Wisal Nabag, Sara Omer, Victoria Tsoy, Urunbish Uzakova, Dilrabo Yunusova, Thitiporn Siriwachirachai, Thumwadee Tangsiriwatthana, Catherine Dunlop, Marian Knight, Jhon Roman, Gerardo Vitureira, Dinh Anh Tuan, Luong Ngoc Truong, Nghiem Thi Xuan Hanh, Mugove Madziyire, Thulani Magwali, Stephen Munjanja, Adama Baguiya, Mónica Chamillard, Bukola Fawole, Marian Knight, Seni Kouanda, Pisake Lumbiganon, Ashraf Nabhan, Ruta Nadisauskiene, Linda Bartlett, Fernando Bellissimo-Rodrigues, Shevin T. Jacob, Sadia Shakoor, Khalid Yunis, Liana Campodónico, Hugo Gamerro, Daniel Giordano, Fernando Althabe, A. Metin Gülmezoglu

“…Funding: UNDP-UNFPA-UNICEF-WHO-World Bank Special Programme of Research, Development and Research Training in Human Reproduction (HRP), WHO, Merck for Mothers, U.S. …”
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