Determining the factors affecting cattle and small ruminant enterprises to get animal life insurance
<b>Aim:</b> This research is aimed to determine the reasons why producers have/do not have animal life insurance (ALI), as well as to determine the factors that affect this situation and to suggest solutions that will contribute to increasing the rate of insurance.<p> <b>Mate...
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| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Selcuk University Press
2020-12-01
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| Series: | Eurasian Journal of Veterinary Sciences |
| Subjects: | |
| Online Access: | http://eurasianjvetsci.org/pdf.php3?id=1331 |
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| Summary: | <b>Aim:</b> This research is aimed to determine the reasons why producers have/do not
have animal life insurance (ALI), as well as to determine the factors that affect this
situation and to suggest solutions that will contribute to increasing the rate of insurance.<p>
<b>Materials and Methods:</b> The material of the research was determined by the Agricultural
Insurance Pool (TARSİM) as the enterprises engaged in small ruminant and
cattle breeding in the provinces of Afyonkarahisar, Aksaray, Ankara, Burdur, Karaman
and Konya. The minimum number of enterprises targeted to be visited and their distribution
according to the provinces was calculated according to the Neyman stratified
sampling method. Within the scope of the research, data collected from 252
enterprises were evaluated. In the analysis of the data, the relationship between the
two variables was evaluated using the Pearson Correlation Coefficient and the Spearman
Correlation Coefficient when it did not meet the prerequisites for parametric
testing. Categorical data were analyzed by Fisher's Exact Test and Chi-Square test. In
order to determine the reasons for not taking out insurance, the obtained data were
evaluated by explanatory factor analysis method.<p>
<b>Results: </b>In terms of professional experience; Having less than 5 years of professional
experience, having a certificate of disease freeness in enterprises, and have additional
income sources other than animal husbandry the insurances rate of the enterprises
are increasing. It can be said that the data of the relevant scale are suitable for factor
analysis (p <0,05) and that the construct validity of the measuring tool is generally
provided according to the factor analysis results. In the ALI Attitude Scale, which was
developed as a result of factor analysis, the questions were distributed to 4 factors.
The factors are respectively; Expectations from Insurance, Insurance Awareness,
Procedure and Belief, Financial Factors, and Cost.<p>
<b>Conclusion: </b>The first condition for increasing the rate of having ALI is that producers
should be constantly informed about ALI. It should be taken into consideration
that some positive additional support and incentives, additional scoring, incentive
payment priority, etc., may contribute positively to the system in producing policies
and premiums. |
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| ISSN: | 1309-6958 2146-1953 |