Health insurance premium in Colombia for 2025: a strictly political-ideological decision without technical-scientific arguments?

Abstract The Colombian Ministry of Health's decision to increase the health insurance premium (Capitation Payment Unit) by 5.36% for 2025, close to the inflation rate, has sparked controversy. This adjustment disregards factors that contribute to rising healthcare costs, leading to concerns ove...

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Bibliographic Details
Main Authors: Oscar Espinosa, Paul Rodríguez-Lesmes, Sergio Prada, Mery Bolívar, Juan Diego Mejía-Becerra, Andrés I. Vecino-Ortíz
Format: Article
Language:English
Published: BMC 2025-04-01
Series:Health Economics Review
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Online Access:https://doi.org/10.1186/s13561-025-00620-z
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Summary:Abstract The Colombian Ministry of Health's decision to increase the health insurance premium (Capitation Payment Unit) by 5.36% for 2025, close to the inflation rate, has sparked controversy. This adjustment disregards factors that contribute to rising healthcare costs, leading to concerns over the guarantee the right to health for Colombians and financial sustainability of the health system. The insufficient increase raises the likelihood of surpassing premium coverage, as evidenced by recent actuarial studies. This decision could affect the quality of services and jeopardize the health of 50 million inhabitants in the Colombian territory. The paper calls for a more robust, technical approach to ensure the financial stability and quality of care in the Colombian health system.
ISSN:2191-1991