Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area
The “Consumer of Teachers and Civil Servants” cooperative in developing its business has helped economic institutions that can improve the welfare of teachers and civil servants. However, the implementation of the “Consumer Teachers and Civil Servants” cooperative does not always run smoothly but c...
Saved in:
| Main Authors: | , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Institut Agama Islam Sunan Giri Ponorogo
2024-06-01
|
| Series: | Absorbent Mind |
| Subjects: | |
| Online Access: | https://ejournal.insuriponorogo.ac.id/index.php/absorbent_mind/article/view/5460 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1832098364337946624 |
|---|---|
| author | Ripho Delzy Perkasa Indah Cahyaning Wulandari Prabowo Naiya Syahfitri Siregar |
| author_facet | Ripho Delzy Perkasa Indah Cahyaning Wulandari Prabowo Naiya Syahfitri Siregar |
| author_sort | Ripho Delzy Perkasa |
| collection | DOAJ |
| description |
The “Consumer of Teachers and Civil Servants” cooperative in developing its business has helped economic institutions that can improve the welfare of teachers and civil servants. However, the implementation of the “Consumer Teachers and Civil Servants” cooperative does not always run smoothly but can also result in problems in the cooperative such as the occurrence of bad funds which can be detrimental to the cooperative and cooperative employees. Therefore, this research aims to (1) Find out the causes of the problems faced by the “Consumer Teachers and Civil Servant” cooperative, (2) Identify solutions to these problems. The type of research method used is descriptive research, with qualitative analysis techniques proposed by Sugiyono through interviews, observation, and documentation. The research subjects are (1) Chairman of the Board (2) IT Expert (3) Administrative Executive of the “Consumer Teachers and Civil Servants” cooperative located on Jl.A.R. Hakim No. 177 A Medan Area. The results of this research show that the factors causing the occurrence of non-performing funds in the “Consumer Teachers and Civil Servants” cooperative are: (1) There is no limit for borrowing and no due date for repaying the loan (2) Lack of supervision and firmness on the part of the cooperative (3) Cooperative members borrow funds to the cooperative then borrow from the bank (4) Members have an accident or disaster. Alternative solutions to problems with non-performing funds include: (1) approaching members, (2) rescheduling, (3) reconditioning, (4) extending time.
|
| format | Article |
| id | doaj-art-dfdde15120804497914ed7929e28353f |
| institution | Kabale University |
| issn | 2798-1282 |
| language | English |
| publishDate | 2024-06-01 |
| publisher | Institut Agama Islam Sunan Giri Ponorogo |
| record_format | Article |
| series | Absorbent Mind |
| spelling | doaj-art-dfdde15120804497914ed7929e28353f2025-02-05T11:48:00ZengInstitut Agama Islam Sunan Giri PonorogoAbsorbent Mind2798-12822024-06-014110.37680/absorbent_mind.v4i1.5460Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan AreaRipho Delzy Perkasa0Indah Cahyaning Wulandari Prabowo1Naiya Syahfitri Siregar2Universitas Islam Negeri Sumatera Utara, IndonesiaUniversitas Islam Negeri Sumatera Utara, IndonesiaUniversitas Islam Negeri Sumatera Utara, Indonesia The “Consumer of Teachers and Civil Servants” cooperative in developing its business has helped economic institutions that can improve the welfare of teachers and civil servants. However, the implementation of the “Consumer Teachers and Civil Servants” cooperative does not always run smoothly but can also result in problems in the cooperative such as the occurrence of bad funds which can be detrimental to the cooperative and cooperative employees. Therefore, this research aims to (1) Find out the causes of the problems faced by the “Consumer Teachers and Civil Servant” cooperative, (2) Identify solutions to these problems. The type of research method used is descriptive research, with qualitative analysis techniques proposed by Sugiyono through interviews, observation, and documentation. The research subjects are (1) Chairman of the Board (2) IT Expert (3) Administrative Executive of the “Consumer Teachers and Civil Servants” cooperative located on Jl.A.R. Hakim No. 177 A Medan Area. The results of this research show that the factors causing the occurrence of non-performing funds in the “Consumer Teachers and Civil Servants” cooperative are: (1) There is no limit for borrowing and no due date for repaying the loan (2) Lack of supervision and firmness on the part of the cooperative (3) Cooperative members borrow funds to the cooperative then borrow from the bank (4) Members have an accident or disaster. Alternative solutions to problems with non-performing funds include: (1) approaching members, (2) rescheduling, (3) reconditioning, (4) extending time. https://ejournal.insuriponorogo.ac.id/index.php/absorbent_mind/article/view/5460Bad CreditCompletionTeacher Cooperative |
| spellingShingle | Ripho Delzy Perkasa Indah Cahyaning Wulandari Prabowo Naiya Syahfitri Siregar Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area Absorbent Mind Bad Credit Completion Teacher Cooperative |
| title | Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area |
| title_full | Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area |
| title_fullStr | Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area |
| title_full_unstemmed | Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area |
| title_short | Analisis Penyelesaian Dana Macet di Koperasi Konsumen Guru dan Pegawai Negeri di Medan Area |
| title_sort | analisis penyelesaian dana macet di koperasi konsumen guru dan pegawai negeri di medan area |
| topic | Bad Credit Completion Teacher Cooperative |
| url | https://ejournal.insuriponorogo.ac.id/index.php/absorbent_mind/article/view/5460 |
| work_keys_str_mv | AT riphodelzyperkasa analisispenyelesaiandanamacetdikoperasikonsumengurudanpegawainegeridimedanarea AT indahcahyaningwulandariprabowo analisispenyelesaiandanamacetdikoperasikonsumengurudanpegawainegeridimedanarea AT naiyasyahfitrisiregar analisispenyelesaiandanamacetdikoperasikonsumengurudanpegawainegeridimedanarea |