THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY

The role of lending to small and medium-sized businesses in the development of the modern Russian economy has been considered. Bank lending in this particular segment of the economy has been analyzed with highlighting the main trends and problems. The most important role of the Central Bank of the R...

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Main Authors: E. V. Travkina, T. S. Gushina
Format: Article
Language:English
Published: Publishing House of the State University of Management 2020-03-01
Series:Вестник университета
Subjects:
Online Access:https://vestnik.guu.ru/jour/article/view/2017
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author E. V. Travkina
T. S. Gushina
author_facet E. V. Travkina
T. S. Gushina
author_sort E. V. Travkina
collection DOAJ
description The role of lending to small and medium-sized businesses in the development of the modern Russian economy has been considered. Bank lending in this particular segment of the economy has been analyzed with highlighting the main trends and problems. The most important role of the Central Bank of the Russian Federation in solving the problems of lending to small and medium businesses through the monetary policy and the improvement of the regulatory framework has been determined. The main ways to solve the existing problems in the bank credit market of small and medium businesses have been identified. The state support for lending to small and medium business entities through partial subsidizing of interest rates has been considered thoroughly, models of partial government subsidizing of interest rates at the stage of obtaining a loan and at the stage of loan repayment have been presented.
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institution Kabale University
issn 1816-4277
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publishDate 2020-03-01
publisher Publishing House of the State University of Management
record_format Article
series Вестник университета
spelling doaj-art-d8db6dfe8ffa41c4836daddc383ec1ac2025-02-04T08:28:02ZengPublishing House of the State University of ManagementВестник университета1816-42772686-84152020-03-010115015510.26425/1816-4277-2020-1-150-1551614THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITYE. V. Travkina0T. S. Gushina1Financial University under the Government of the Russian FederationRosgosstrakh BankThe role of lending to small and medium-sized businesses in the development of the modern Russian economy has been considered. Bank lending in this particular segment of the economy has been analyzed with highlighting the main trends and problems. The most important role of the Central Bank of the Russian Federation in solving the problems of lending to small and medium businesses through the monetary policy and the improvement of the regulatory framework has been determined. The main ways to solve the existing problems in the bank credit market of small and medium businesses have been identified. The state support for lending to small and medium business entities through partial subsidizing of interest rates has been considered thoroughly, models of partial government subsidizing of interest rates at the stage of obtaining a loan and at the stage of loan repayment have been presented.https://vestnik.guu.ru/jour/article/view/2017small businessmedium businesslendingstate supportinterest ratesbanking sectornational projectcentral bank of the russian federationsubsidies
spellingShingle E. V. Travkina
T. S. Gushina
THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY
Вестник университета
small business
medium business
lending
state support
interest rates
banking sector
national project
central bank of the russian federation
subsidies
title THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY
title_full THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY
title_fullStr THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY
title_full_unstemmed THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY
title_short THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY
title_sort challenges of bank lending of small and medium businesses modern russian specificity
topic small business
medium business
lending
state support
interest rates
banking sector
national project
central bank of the russian federation
subsidies
url https://vestnik.guu.ru/jour/article/view/2017
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AT tsgushina thechallengesofbanklendingofsmallandmediumbusinessesmodernrussianspecificity
AT evtravkina challengesofbanklendingofsmallandmediumbusinessesmodernrussianspecificity
AT tsgushina challengesofbanklendingofsmallandmediumbusinessesmodernrussianspecificity