Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective

In view of problems such as lack of dynamism, limited research subjects, and lack of future development trends in previous studies, the paper takes small and microenterprises (SMEs) as research objects under the background of e-commerce supply chain finance. Based on the perspective of dynamic rewar...

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Main Authors: Baitong Chen, Xinzhong Bao, Kun Xu
Format: Article
Language:English
Published: Wiley 2021-01-01
Series:Discrete Dynamics in Nature and Society
Online Access:http://dx.doi.org/10.1155/2021/9702473
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author Baitong Chen
Xinzhong Bao
Kun Xu
author_facet Baitong Chen
Xinzhong Bao
Kun Xu
author_sort Baitong Chen
collection DOAJ
description In view of problems such as lack of dynamism, limited research subjects, and lack of future development trends in previous studies, the paper takes small and microenterprises (SMEs) as research objects under the background of e-commerce supply chain finance. Based on the perspective of dynamic rewards and punishments, credit rewards and punishment value and time weights are embedded in the static evaluation results obtained by the traditional TOPSIS method. The Grey relative analysis method is used to reflect the development trend of enterprises’ credit and to build the traditional TOPSIS model and the credit risk evaluation model of e-commerce supply chain finance of SMEs by the improved TOPSIS method based on the dynamic perspective of rewards and punishments. Finally, the model is applied to SMEs credit risk evaluation of e-commerce supply chain finance to verify the feasibility and rationality of the model.
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publishDate 2021-01-01
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series Discrete Dynamics in Nature and Society
spelling doaj-art-c8777f9b4bf14a68bc7f28f1a8954a0c2025-02-03T01:25:10ZengWileyDiscrete Dynamics in Nature and Society1026-02261607-887X2021-01-01202110.1155/2021/97024739702473Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment PerspectiveBaitong Chen0Xinzhong Bao1Kun Xu2School of Management, Beijing Union University, Beijing 100101, ChinaSchool of Management, Beijing Union University, Beijing 100101, ChinaSchool of Management, Beijing Union University, Beijing 100101, ChinaIn view of problems such as lack of dynamism, limited research subjects, and lack of future development trends in previous studies, the paper takes small and microenterprises (SMEs) as research objects under the background of e-commerce supply chain finance. Based on the perspective of dynamic rewards and punishments, credit rewards and punishment value and time weights are embedded in the static evaluation results obtained by the traditional TOPSIS method. The Grey relative analysis method is used to reflect the development trend of enterprises’ credit and to build the traditional TOPSIS model and the credit risk evaluation model of e-commerce supply chain finance of SMEs by the improved TOPSIS method based on the dynamic perspective of rewards and punishments. Finally, the model is applied to SMEs credit risk evaluation of e-commerce supply chain finance to verify the feasibility and rationality of the model.http://dx.doi.org/10.1155/2021/9702473
spellingShingle Baitong Chen
Xinzhong Bao
Kun Xu
Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective
Discrete Dynamics in Nature and Society
title Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective
title_full Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective
title_fullStr Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective
title_full_unstemmed Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective
title_short Credit Risk Assessment of e-Commerce Supply Chain Finance of SMEs Based on Dynamic Reward and Punishment Perspective
title_sort credit risk assessment of e commerce supply chain finance of smes based on dynamic reward and punishment perspective
url http://dx.doi.org/10.1155/2021/9702473
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AT xinzhongbao creditriskassessmentofecommercesupplychainfinanceofsmesbasedondynamicrewardandpunishmentperspective
AT kunxu creditriskassessmentofecommercesupplychainfinanceofsmesbasedondynamicrewardandpunishmentperspective