Peran Account Officer dan Perkembangan Pembiayaan pada Perbankan Syariah

The development of financing of the Islamic banking can not be separated from the role of the accounts officer who became most important marketing personnel on the financial product. By running the functions and role of an account officer at Islamic banking financing the improvement can be realized....

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Bibliographic Details
Main Author: Ahmad Syakir
Format: Article
Language:English
Published: UIN Fatmawati Sukarno Bengkulu 2014-06-01
Series:Jurnal Madania
Subjects:
Online Access:http://ejournal.iainbengkulu.ac.id/index.php/madania/article/view/8
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Summary:The development of financing of the Islamic banking can not be separated from the role of the accounts officer who became most important marketing personnel on the financial product. By running the functions and role of an account officer at Islamic banking financing the improvement can be realized. It was proven that the increase in 2013 amounted to 80,85% of the total disbursements of Islamic banking or Rp 135, 58 trillion invested in financing activities. Growth is directed to financing the real sector in the form of financing (mudarabah and musharakah), accounts receivable (murabaha, istisna, and qardh), and in the form of ijarah financing. The development financing in 2013 still dominated murabahah receivables amounting to Rp 80,95 trillion or 59.71% followed musharakah financing that amounted to Rp 25,21 trillion (18.59%) and mudarabah financing amounting to Rp 11,44 trillion (8.44%), and qardh receivables amounting to Rp 11,19 trillion (8.25%). Factor of quality accounts officer was instrumental in supporting the development of Islamic banks, and on the one hand improve the ability of the real sector in employment.
ISSN:1410-8143
2502-1826