APA (7th ed.) Citation

Spiridonova, N., & Rozhkova, N. FACTORS AFFECTING THE EDUCATION AND REPAYMENT OF RECEIVABLES. Publishing House of the State University of Management.

Chicago Style (17th ed.) Citation

Spiridonova, N., and N. Rozhkova. FACTORS AFFECTING THE EDUCATION AND REPAYMENT OF RECEIVABLES. Publishing House of the State University of Management.

MLA (9th ed.) Citation

Spiridonova, N., and N. Rozhkova. FACTORS AFFECTING THE EDUCATION AND REPAYMENT OF RECEIVABLES. Publishing House of the State University of Management.

Warning: These citations may not always be 100% accurate.