Do Financial Knowledge and e-Payment Awareness Affect Saving and Spending Behavior? The Mediating Role of Financial Risk Tolerance

Do Financial Knowledge and e-Payment Awareness Affect Saving and Spending Behavior? The Mediating Role of Financial Risk Tolerance

This study investigates the role of financial risk tolerance in mediating the impact of financial knowledge and e-payment awareness on saving and spending behavior. A total of 400 questionnaires were distributed, with 396 completed by respondents and used for analysis. This research employs partial...

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Bibliographic Details
Main Authors: Vera Intanie Dewi, Nury Effendi, Eva Ervani, Militcyano Samuel Sapulette
Format: Article
Language:English
Published: Universitas Gadjah Mada 2025-05-01
Series:Gadjah Mada International Journal of Business
Subjects:
financial knowledge
financial risk tolerance
e-payment
spending behavior
savings behavior
Online Access:https://jurnal.ugm.ac.id/v3/gamaijb/article/view/21214
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