Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach

With the growing trend of electronic payments, the use of blockchain technology has been introduced as one of the solutions for safe money transfer. Some of these obstacles include technical, technological, organizational, financial and security problems. To identify and prioritize these obstacles a...

Full description

Saved in:
Bibliographic Details
Main Authors: Amir Mohammad Yektaei Rudsari, Naser Safaei, Majid Mirzaei Ghazani
Format: Article
Language:fas
Published: University of Qom 2024-08-01
Series:مدیریت مهندسی و رایانش نرم
Subjects:
Online Access:https://jemsc.qom.ac.ir/article_3092_f4a312083f19bed09625c50a58f5aec1.pdf
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1832577545547022336
author Amir Mohammad Yektaei Rudsari
Naser Safaei
Majid Mirzaei Ghazani
author_facet Amir Mohammad Yektaei Rudsari
Naser Safaei
Majid Mirzaei Ghazani
author_sort Amir Mohammad Yektaei Rudsari
collection DOAJ
description With the growing trend of electronic payments, the use of blockchain technology has been introduced as one of the solutions for safe money transfer. Some of these obstacles include technical, technological, organizational, financial and security problems. To identify and prioritize these obstacles and solve them, multi-criteria decision-making methods can be useful.In this research, in order to identify and rank the factors of obstacles related to electronic payments based on blockchain technology, the Delphi method has been used. This method includes reading previous articles and collecting the opinions of 35 specialists and experts in this field. To analyze the relationship between the factors and identify their causal relationships, the Dimtel method was used and finally, to prioritize the factors, the process of network analysis was used.Out of 13 indicators, 11 indicators were evaluated in the final analysis. The privacy compliance index has the greatest impact on other indicators. On the other hand, indicators of non-commitment and the desire of senior managers to improve and make fundamental changes are also more influential than other indicators.
format Article
id doaj-art-98c52e30dcfc4d86a4ce3aba5f9ced70
institution Kabale University
issn 2538-6239
2538-2675
language fas
publishDate 2024-08-01
publisher University of Qom
record_format Article
series مدیریت مهندسی و رایانش نرم
spelling doaj-art-98c52e30dcfc4d86a4ce3aba5f9ced702025-01-30T20:19:19ZfasUniversity of Qomمدیریت مهندسی و رایانش نرم2538-62392538-26752024-08-0110112314210.22091/jemsc.2024.11160.11933092Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approachAmir Mohammad Yektaei Rudsari0Naser Safaei1Majid Mirzaei Ghazani2Master Student in MBA, Department of Industrial Engineering, K.N.Toosi University of Technology, Tehran, Iran, Email: a.yektaeiroodsari@email.kntu.ac.irAssociate Professor of Department of Industrial Engineering, K.N.Toosi University of technology, Tehran, Iran, Email: majidmirzaee@kntu.ac.irAssistant Professor of Department of Industrial Engineering, K.N.Toosi University of technology, Tehran, Iran, Email: nsafaie@kntu.ac.irWith the growing trend of electronic payments, the use of blockchain technology has been introduced as one of the solutions for safe money transfer. Some of these obstacles include technical, technological, organizational, financial and security problems. To identify and prioritize these obstacles and solve them, multi-criteria decision-making methods can be useful.In this research, in order to identify and rank the factors of obstacles related to electronic payments based on blockchain technology, the Delphi method has been used. This method includes reading previous articles and collecting the opinions of 35 specialists and experts in this field. To analyze the relationship between the factors and identify their causal relationships, the Dimtel method was used and finally, to prioritize the factors, the process of network analysis was used.Out of 13 indicators, 11 indicators were evaluated in the final analysis. The privacy compliance index has the greatest impact on other indicators. On the other hand, indicators of non-commitment and the desire of senior managers to improve and make fundamental changes are also more influential than other indicators.https://jemsc.qom.ac.ir/article_3092_f4a312083f19bed09625c50a58f5aec1.pdfblockchainelectronic paymentsmulti-criteria decision making methodsdemateldanp
spellingShingle Amir Mohammad Yektaei Rudsari
Naser Safaei
Majid Mirzaei Ghazani
Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach
مدیریت مهندسی و رایانش نرم
blockchain
electronic payments
multi-criteria decision making methods
dematel
danp
title Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach
title_full Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach
title_fullStr Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach
title_full_unstemmed Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach
title_short Identifying barriers in the field of electronic payments based on blockchain technology: A multi-criteria decision-making approach
title_sort identifying barriers in the field of electronic payments based on blockchain technology a multi criteria decision making approach
topic blockchain
electronic payments
multi-criteria decision making methods
dematel
danp
url https://jemsc.qom.ac.ir/article_3092_f4a312083f19bed09625c50a58f5aec1.pdf
work_keys_str_mv AT amirmohammadyektaeirudsari identifyingbarriersinthefieldofelectronicpaymentsbasedonblockchaintechnologyamulticriteriadecisionmakingapproach
AT nasersafaei identifyingbarriersinthefieldofelectronicpaymentsbasedonblockchaintechnologyamulticriteriadecisionmakingapproach
AT majidmirzaeighazani identifyingbarriersinthefieldofelectronicpaymentsbasedonblockchaintechnologyamulticriteriadecisionmakingapproach