The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks
As a result of the increasing risks facing the banking system، which would negatively impact its performance and its continued provision of banking services to the public، the Basel II Committee was established to establish a set of pillars that، if applied, could have a positive impact on banking...
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Language: | English |
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middle technical university
2024-03-01
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Series: | Journal of Techniques |
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Online Access: | https://journal.mtu.edu.iq/index.php/MTU/article/view/1855 |
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author | Rami Abbas Hameed |
author_facet | Rami Abbas Hameed |
author_sort | Rami Abbas Hameed |
collection | DOAJ |
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As a result of the increasing risks facing the banking system، which would negatively impact its performance and its continued provision of banking services to the public، the Basel II Committee was established to establish a set of pillars that، if applied, could have a positive impact on banking performance.
The research aims to demonstrate the impact of banks’ commitment to the decisions of the Basel Committee on their performance
The researcher used the analytical approach to demonstrate the impact of adopting the Basel principles، specifically capital adequacy، on banking performance
The researcher concluded that commitment to capital adequacy reduces the risks to which the bank may be exposed
It improves its performance، and commitment to supervisory review leads to coordination between the size of the risks facing the bank and the adequacy of capital، in addition to the strategy it follows in dealing with these risks. Market discipline also works to enhance disclosure and transparency in banking work.
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format | Article |
id | doaj-art-90be7272fd01498ba2919b9272e00482 |
institution | Kabale University |
issn | 1818-653X 2708-8383 |
language | English |
publishDate | 2024-03-01 |
publisher | middle technical university |
record_format | Article |
series | Journal of Techniques |
spelling | doaj-art-90be7272fd01498ba2919b9272e004822025-01-19T10:58:57Zengmiddle technical universityJournal of Techniques1818-653X2708-83832024-03-01The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi BanksRami Abbas Hameed0Technical Institute for Administration / Ressafa, Middle Technical University, Baghdad, Iraq As a result of the increasing risks facing the banking system، which would negatively impact its performance and its continued provision of banking services to the public، the Basel II Committee was established to establish a set of pillars that، if applied, could have a positive impact on banking performance. The research aims to demonstrate the impact of banks’ commitment to the decisions of the Basel Committee on their performance The researcher used the analytical approach to demonstrate the impact of adopting the Basel principles، specifically capital adequacy، on banking performance The researcher concluded that commitment to capital adequacy reduces the risks to which the bank may be exposed It improves its performance، and commitment to supervisory review leads to coordination between the size of the risks facing the bank and the adequacy of capital، in addition to the strategy it follows in dealing with these risks. Market discipline also works to enhance disclosure and transparency in banking work. https://journal.mtu.edu.iq/index.php/MTU/article/view/1855Basel II CommitteeBank PerformanceCapital AdequacyPerformance StandardBanks |
spellingShingle | Rami Abbas Hameed The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks Journal of Techniques Basel II Committee Bank Performance Capital Adequacy Performance Standard Banks |
title | The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks |
title_full | The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks |
title_fullStr | The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks |
title_full_unstemmed | The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks |
title_short | The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks |
title_sort | impact of banks commitment to the decisions of the basel ii committee and its impact on their performance a field study in a sample of private iraqi banks |
topic | Basel II Committee Bank Performance Capital Adequacy Performance Standard Banks |
url | https://journal.mtu.edu.iq/index.php/MTU/article/view/1855 |
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