The Impact of Banks’ Commitment to the Decisions of the Basel II Committee and its Impact on their Performance: A Field Study in a Sample of Private Iraqi Banks

As a result of the increasing risks facing the banking system، which would negatively impact its performance and its continued provision of banking services to the public، the Basel II Committee was established to establish a set of pillars that، if applied, could have a positive impact on banking...

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Bibliographic Details
Main Author: Rami Abbas Hameed
Format: Article
Language:English
Published: middle technical university 2024-03-01
Series:Journal of Techniques
Subjects:
Online Access:https://journal.mtu.edu.iq/index.php/MTU/article/view/1855
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Summary:As a result of the increasing risks facing the banking system، which would negatively impact its performance and its continued provision of banking services to the public، the Basel II Committee was established to establish a set of pillars that، if applied, could have a positive impact on banking performance. The research aims to demonstrate the impact of banks’ commitment to the decisions of the Basel Committee on their performance The researcher used the analytical approach to demonstrate the impact of adopting the Basel principles، specifically capital adequacy، on banking performance The researcher concluded that commitment to capital adequacy reduces the risks to which the bank may be exposed It improves its performance، and commitment to supervisory review leads to coordination between the size of the risks facing the bank and the adequacy of capital، in addition to the strategy it follows in dealing with these risks. Market discipline also works to enhance disclosure and transparency in banking work.
ISSN:1818-653X
2708-8383