Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung
Society's dependence on digital technology emerged along with the development of digital technology. Digital technology has now innovated and one of the innovations is in the payment sector, namely the digital payment system. This digital payment system not only has many benefits...
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| Format: | Article |
| Language: | Indonesian |
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Politeknik Negeri Bali
2024-03-01
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| Series: | Jurnal Bisnis dan Kewirausahaan |
| Subjects: | |
| Online Access: | https://ojs2.pnb.ac.id/index.php/JBK/article/view/1883/829 |
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| author | Inggrid,T.M Ni Nyoman Aryaningsih I Made Bagiada |
| author_facet | Inggrid,T.M Ni Nyoman Aryaningsih I Made Bagiada |
| author_sort | Inggrid,T.M |
| collection | DOAJ |
| description | Society's dependence on digital technology emerged along with the development of digital technology. Digital technology has now innovated and one of the innovations is in the payment sector, namely the digital payment system. This digital payment system not only has many benefits but also has many risks, one of which is operational risk. This operational risk often occurs in MSMEs that receive digitalization encouragement by the government without adequate management to manage the operational risks of the digital payment system. This research aims to analyze the risk management process by identifying risks, assessing risks, classifying risk responses, and controlling operational risks of digital payment systems. The method used in this paper is a combination of qualitative and quantitative. A qualitative approach is used to identify risks and control operational risks of digital payment systems. A quantitative approach is used to assess risks and classify operational risks of digital payment systems. This research will be in accordance with the risk management process whose data will be obtained from informants and respondents. The results of this research are controls that can be implemented to anticipate losses caused by operational risks of digital payment systems for MSMEs. The implication of this research is that operational risk has a very important role for MSME businesses, so risks are designed to be anticipated at an early stage, for the sustainability of the MSME. |
| format | Article |
| id | doaj-art-8e88a1139b834b5b9794a848138342b8 |
| institution | Kabale University |
| issn | 0216-9843 2580-5614 |
| language | Indonesian |
| publishDate | 2024-03-01 |
| publisher | Politeknik Negeri Bali |
| record_format | Article |
| series | Jurnal Bisnis dan Kewirausahaan |
| spelling | doaj-art-8e88a1139b834b5b9794a848138342b82025-01-20T05:03:11ZindPoliteknik Negeri BaliJurnal Bisnis dan Kewirausahaan0216-98432580-56142024-03-01201485710.31940/jbk.v20i1.48-57Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten BadungInggrid,T.M0Ni Nyoman Aryaningsih1I Made Bagiada2Jurusan Akuntansi, Politeknik Negeri BaliJurusan Akuntansi, Politeknik Negeri BaliJurusan Akuntansi, Politeknik Negeri BaliSociety's dependence on digital technology emerged along with the development of digital technology. Digital technology has now innovated and one of the innovations is in the payment sector, namely the digital payment system. This digital payment system not only has many benefits but also has many risks, one of which is operational risk. This operational risk often occurs in MSMEs that receive digitalization encouragement by the government without adequate management to manage the operational risks of the digital payment system. This research aims to analyze the risk management process by identifying risks, assessing risks, classifying risk responses, and controlling operational risks of digital payment systems. The method used in this paper is a combination of qualitative and quantitative. A qualitative approach is used to identify risks and control operational risks of digital payment systems. A quantitative approach is used to assess risks and classify operational risks of digital payment systems. This research will be in accordance with the risk management process whose data will be obtained from informants and respondents. The results of this research are controls that can be implemented to anticipate losses caused by operational risks of digital payment systems for MSMEs. The implication of this research is that operational risk has a very important role for MSME businesses, so risks are designed to be anticipated at an early stage, for the sustainability of the MSME.https://ojs2.pnb.ac.id/index.php/JBK/article/view/1883/829operational risk controlingdigital payment systemsmsmes |
| spellingShingle | Inggrid,T.M Ni Nyoman Aryaningsih I Made Bagiada Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung Jurnal Bisnis dan Kewirausahaan operational risk controling digital payment systems msmes |
| title | Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung |
| title_full | Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung |
| title_fullStr | Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung |
| title_full_unstemmed | Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung |
| title_short | Pendekatan Kualitatif Pengendalian Risiko Operasional pada Sistem Pembayaran Digital Usaha Kecil dan Menengah di Kabupaten Badung |
| title_sort | pendekatan kualitatif pengendalian risiko operasional pada sistem pembayaran digital usaha kecil dan menengah di kabupaten badung |
| topic | operational risk controling digital payment systems msmes |
| url | https://ojs2.pnb.ac.id/index.php/JBK/article/view/1883/829 |
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