Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia

This study aims to determine the basis for protecting members' savings and the efforts made by KSPPS Istiqlal managers in protecting their members' savings during the COVID-19 pandemic. The method of approach used in this study is empirical-juridical, based on primary and secondary data....

Full description

Saved in:
Bibliographic Details
Main Authors: Moh. Arifin, Noor Rosyidah, Deni Parama Widia Astuti, Afif Noor, Mahsun Mahsun, Ismail Marzuki
Format: Article
Language:English
Published: Qubahan 2023-11-01
Series:Qubahan Academic Journal
Subjects:
Online Access:https://journal.qubahan.com/index.php/qaj/article/view/225
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1832544490703814656
author Moh. Arifin
Noor Rosyidah
Deni Parama Widia Astuti
Afif Noor
Mahsun Mahsun
Ismail Marzuki
author_facet Moh. Arifin
Noor Rosyidah
Deni Parama Widia Astuti
Afif Noor
Mahsun Mahsun
Ismail Marzuki
author_sort Moh. Arifin
collection DOAJ
description This study aims to determine the basis for protecting members' savings and the efforts made by KSPPS Istiqlal managers in protecting their members' savings during the COVID-19 pandemic. The method of approach used in this study is empirical-juridical, based on primary and secondary data. Interviews with KSPPS Istiqlal managers provided primary data, while secondary data came in the form of legal documents, both primary documents originating from statutory regulations and secondary legal materials obtained from the literature. According to the findings based on primary and secondary data, property protection is the foundation of legal protection for members of the KSPPS Istiqlal, which is one of the maqashid shariah and the Constitution of 1945. Efforts made by the KSPPS Istiqlal manager to protect members' savings during the COVID-19 pandemic included, among others, maintaining financial liquidity of at least 25%, not channeling all member savings funds in the form of financing, and rescheduling KSPPS Istiqlal members who receive financing and experience difficulties paying their financing installments.
format Article
id doaj-art-7cd02b5f6dec41d993c7d8bfd29e0621
institution Kabale University
issn 2709-8206
language English
publishDate 2023-11-01
publisher Qubahan
record_format Article
series Qubahan Academic Journal
spelling doaj-art-7cd02b5f6dec41d993c7d8bfd29e06212025-02-03T10:12:26ZengQubahanQubahan Academic Journal2709-82062023-11-013410.48161/qaj.v3n4a225225Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, IndonesiaMoh. Arifin0Noor Rosyidah1Deni Parama Widia Astuti2Afif Noor3Mahsun Mahsun4Ismail Marzuki5Universitas Islam Negeri Walisongo, Semarang, IndonesiaUniversitas Islam Negeri Walisongo, Semarang, IndonesiaUniversitas Islam Negeri Walisongo, Semarang, IndonesiaUniversitas Islam Negeri Walisongo, Semarang, IndonesiaUniversitas Islam Negeri Walisongo, Semarang, IndonesiaUniversitas Islam Negeri Walisongo, Semarang, Indonesia This study aims to determine the basis for protecting members' savings and the efforts made by KSPPS Istiqlal managers in protecting their members' savings during the COVID-19 pandemic. The method of approach used in this study is empirical-juridical, based on primary and secondary data. Interviews with KSPPS Istiqlal managers provided primary data, while secondary data came in the form of legal documents, both primary documents originating from statutory regulations and secondary legal materials obtained from the literature. According to the findings based on primary and secondary data, property protection is the foundation of legal protection for members of the KSPPS Istiqlal, which is one of the maqashid shariah and the Constitution of 1945. Efforts made by the KSPPS Istiqlal manager to protect members' savings during the COVID-19 pandemic included, among others, maintaining financial liquidity of at least 25%, not channeling all member savings funds in the form of financing, and rescheduling KSPPS Istiqlal members who receive financing and experience difficulties paying their financing installments. https://journal.qubahan.com/index.php/qaj/article/view/225protection, member savings, sharia financing savings loan and cooperative, COVID-19
spellingShingle Moh. Arifin
Noor Rosyidah
Deni Parama Widia Astuti
Afif Noor
Mahsun Mahsun
Ismail Marzuki
Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia
Qubahan Academic Journal
protection, member savings, sharia financing savings loan and cooperative, COVID-19
title Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia
title_full Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia
title_fullStr Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia
title_full_unstemmed Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia
title_short Ensuring Member Savings Protection During the Covid-19 Pandemic: A Case Study of KSPPS Istiqlal Pekalongan, Central Java, Indonesia
title_sort ensuring member savings protection during the covid 19 pandemic a case study of kspps istiqlal pekalongan central java indonesia
topic protection, member savings, sharia financing savings loan and cooperative, COVID-19
url https://journal.qubahan.com/index.php/qaj/article/view/225
work_keys_str_mv AT moharifin ensuringmembersavingsprotectionduringthecovid19pandemicacasestudyofksppsistiqlalpekalongancentraljavaindonesia
AT noorrosyidah ensuringmembersavingsprotectionduringthecovid19pandemicacasestudyofksppsistiqlalpekalongancentraljavaindonesia
AT deniparamawidiaastuti ensuringmembersavingsprotectionduringthecovid19pandemicacasestudyofksppsistiqlalpekalongancentraljavaindonesia
AT afifnoor ensuringmembersavingsprotectionduringthecovid19pandemicacasestudyofksppsistiqlalpekalongancentraljavaindonesia
AT mahsunmahsun ensuringmembersavingsprotectionduringthecovid19pandemicacasestudyofksppsistiqlalpekalongancentraljavaindonesia
AT ismailmarzuki ensuringmembersavingsprotectionduringthecovid19pandemicacasestudyofksppsistiqlalpekalongancentraljavaindonesia