A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation

Attribute reduction is viewed as a kind of preprocessing steps for reducing large dimensionality in data mining of all complex systems. A great deal of researchers have proposed various approaches to reduce attributes or select key features in multicriteria decision making evaluation. In practice, t...

Full description

Saved in:
Bibliographic Details
Main Authors: Baofeng Shi, Bin Meng, Hufeng Yang, Jing Wang, Wenli Shi
Format: Article
Language:English
Published: Wiley 2018-01-01
Series:Complexity
Online Access:http://dx.doi.org/10.1155/2018/1032643
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1832564691992313856
author Baofeng Shi
Bin Meng
Hufeng Yang
Jing Wang
Wenli Shi
author_facet Baofeng Shi
Bin Meng
Hufeng Yang
Jing Wang
Wenli Shi
author_sort Baofeng Shi
collection DOAJ
description Attribute reduction is viewed as a kind of preprocessing steps for reducing large dimensionality in data mining of all complex systems. A great deal of researchers have proposed various approaches to reduce attributes or select key features in multicriteria decision making evaluation. In practice, the existing approaches for attribute reduction focused on improving the classification accuracy or saving the cost of computational time, without considering the influence of the reduction results on the original data set. To help address this gap, we develop an advanced novel attribute reduction approach combining Pearson correlation analysis with F test significance discrimination for the screening and identification of key characteristics related to the original data set. The proposed model has been verified using the financing ability evaluation data of 713 small enterprises of a city commercial bank in China. And the experimental results show that the proposed reduction model is efficient and effective. Moreover, our experimental findings help to locate the qualified partners and alleviate the difficulties faced by enterprises when applying loan.
format Article
id doaj-art-741e28cf86974c6a96bfca50a9e84e37
institution Kabale University
issn 1076-2787
1099-0526
language English
publishDate 2018-01-01
publisher Wiley
record_format Article
series Complexity
spelling doaj-art-741e28cf86974c6a96bfca50a9e84e372025-02-03T01:10:22ZengWileyComplexity1076-27871099-05262018-01-01201810.1155/2018/10326431032643A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability EvaluationBaofeng Shi0Bin Meng1Hufeng Yang2Jing Wang3Wenli Shi4College of Economics & Management, Northwest A&F University, Yangling, Shaanxi 712100, ChinaCollaborative Innovation Center for Transport Studies, Dalian Maritime University, Dalian, Liaoning 116026, ChinaCollege of Economics & Management, Northwest A&F University, Yangling, Shaanxi 712100, ChinaCollege of Economics & Management, Northwest A&F University, Yangling, Shaanxi 712100, ChinaSchool of Management Engineering and Business, Hebei University of Engineering, Handan, Hebei 056038, ChinaAttribute reduction is viewed as a kind of preprocessing steps for reducing large dimensionality in data mining of all complex systems. A great deal of researchers have proposed various approaches to reduce attributes or select key features in multicriteria decision making evaluation. In practice, the existing approaches for attribute reduction focused on improving the classification accuracy or saving the cost of computational time, without considering the influence of the reduction results on the original data set. To help address this gap, we develop an advanced novel attribute reduction approach combining Pearson correlation analysis with F test significance discrimination for the screening and identification of key characteristics related to the original data set. The proposed model has been verified using the financing ability evaluation data of 713 small enterprises of a city commercial bank in China. And the experimental results show that the proposed reduction model is efficient and effective. Moreover, our experimental findings help to locate the qualified partners and alleviate the difficulties faced by enterprises when applying loan.http://dx.doi.org/10.1155/2018/1032643
spellingShingle Baofeng Shi
Bin Meng
Hufeng Yang
Jing Wang
Wenli Shi
A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation
Complexity
title A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation
title_full A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation
title_fullStr A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation
title_full_unstemmed A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation
title_short A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation
title_sort novel approach for reducing attributes and its application to small enterprise financing ability evaluation
url http://dx.doi.org/10.1155/2018/1032643
work_keys_str_mv AT baofengshi anovelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT binmeng anovelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT hufengyang anovelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT jingwang anovelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT wenlishi anovelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT baofengshi novelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT binmeng novelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT hufengyang novelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT jingwang novelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation
AT wenlishi novelapproachforreducingattributesanditsapplicationtosmallenterprisefinancingabilityevaluation