CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
The main theme undertaken in this paper is the assessment of the impact of the COVID-19 pandemic on corporate lending. The main objective of the article is to analyze the qualitative and quantitative changes in the level of corporate lending in Poland. The author focuses, on the one hand, on the abi...
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Format: | Article |
Language: | English |
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Wydawnictwo SGGW - Warsaw University of Life Sciences Press
2022-06-01
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Series: | Polityki Europejskie, Finanse i Marketing |
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Online Access: | https://pefim.sggw.edu.pl/article/view/3175 |
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author | Mateusz Śliwa Aleksandra Kłosowska |
author_facet | Mateusz Śliwa Aleksandra Kłosowska |
author_sort | Mateusz Śliwa |
collection | DOAJ |
description | The main theme undertaken in this paper is the assessment of the impact of the COVID-19 pandemic on corporate lending. The main objective of the article is to analyze the qualitative and quantitative changes in the level of corporate lending in Poland. The author focuses, on the one hand, on the ability of firms to incur liabilities and, on the other hand, on the changes in bank lending rules over the course of a changing economic reality burdened by the crisis caused by the pandemic. The individual analyses also show a broader comparative context by referring to statistical data before the onset of the virus crisis. In the case under review, uncertainty about the health of the MSP sector during the crisis weighed on the tightening of credit policy. An increase in demand for bank financing in the pandemic period was reported by both large companies and micro enterprises. However, only in the case of the former did the availability of loans increase. As a result, the gap between the availability of bank loans to large firms and the MSP sector widened. |
format | Article |
id | doaj-art-5cb935a2dd1048f092e164cd801a7195 |
institution | Kabale University |
issn | 2081-3430 2544-0640 |
language | English |
publishDate | 2022-06-01 |
publisher | Wydawnictwo SGGW - Warsaw University of Life Sciences Press |
record_format | Article |
series | Polityki Europejskie, Finanse i Marketing |
spelling | doaj-art-5cb935a2dd1048f092e164cd801a71952025-02-03T00:35:17ZengWydawnictwo SGGW - Warsaw University of Life Sciences PressPolityki Europejskie, Finanse i Marketing2081-34302544-06402022-06-0127(76)CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMICMateusz Śliwa0Aleksandra Kłosowska1University of RzeszówUniversity of RzeszówThe main theme undertaken in this paper is the assessment of the impact of the COVID-19 pandemic on corporate lending. The main objective of the article is to analyze the qualitative and quantitative changes in the level of corporate lending in Poland. The author focuses, on the one hand, on the ability of firms to incur liabilities and, on the other hand, on the changes in bank lending rules over the course of a changing economic reality burdened by the crisis caused by the pandemic. The individual analyses also show a broader comparative context by referring to statistical data before the onset of the virus crisis. In the case under review, uncertainty about the health of the MSP sector during the crisis weighed on the tightening of credit policy. An increase in demand for bank financing in the pandemic period was reported by both large companies and micro enterprises. However, only in the case of the former did the availability of loans increase. As a result, the gap between the availability of bank loans to large firms and the MSP sector widened.https://pefim.sggw.edu.pl/article/view/3175enterpriselendingCOVID-19state interventionismcorporate financescrisis |
spellingShingle | Mateusz Śliwa Aleksandra Kłosowska CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC Polityki Europejskie, Finanse i Marketing enterprise lending COVID-19 state interventionism corporate finances crisis |
title | CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC |
title_full | CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC |
title_fullStr | CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC |
title_full_unstemmed | CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC |
title_short | CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC |
title_sort | change in the level of corporate lending in poland during the covid 19 pandemic |
topic | enterprise lending COVID-19 state interventionism corporate finances crisis |
url | https://pefim.sggw.edu.pl/article/view/3175 |
work_keys_str_mv | AT mateuszsliwa changeinthelevelofcorporatelendinginpolandduringthecovid19pandemic AT aleksandrakłosowska changeinthelevelofcorporatelendinginpolandduringthecovid19pandemic |