CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC

The main theme undertaken in this paper is the assessment of the impact of the COVID-19 pandemic on corporate lending. The main objective of the article is to analyze the qualitative and quantitative changes in the level of corporate lending in Poland. The author focuses, on the one hand, on the abi...

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Main Authors: Mateusz Śliwa, Aleksandra Kłosowska
Format: Article
Language:English
Published: Wydawnictwo SGGW - Warsaw University of Life Sciences Press 2022-06-01
Series:Polityki Europejskie, Finanse i Marketing
Subjects:
Online Access:https://pefim.sggw.edu.pl/article/view/3175
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author Mateusz Śliwa
Aleksandra Kłosowska
author_facet Mateusz Śliwa
Aleksandra Kłosowska
author_sort Mateusz Śliwa
collection DOAJ
description The main theme undertaken in this paper is the assessment of the impact of the COVID-19 pandemic on corporate lending. The main objective of the article is to analyze the qualitative and quantitative changes in the level of corporate lending in Poland. The author focuses, on the one hand, on the ability of firms to incur liabilities and, on the other hand, on the changes in bank lending rules over the course of a changing economic reality burdened by the crisis caused by the pandemic. The individual analyses also show a broader comparative context by referring to statistical data before the onset of the virus crisis. In the case under review, uncertainty about the health of the MSP sector during the crisis weighed on the tightening of credit policy. An increase in demand for bank financing in the pandemic period was reported by both large companies and micro enterprises. However, only in the case of the former did the availability of loans increase. As a result, the gap between the availability of bank loans to large firms and the MSP sector widened.
format Article
id doaj-art-5cb935a2dd1048f092e164cd801a7195
institution Kabale University
issn 2081-3430
2544-0640
language English
publishDate 2022-06-01
publisher Wydawnictwo SGGW - Warsaw University of Life Sciences Press
record_format Article
series Polityki Europejskie, Finanse i Marketing
spelling doaj-art-5cb935a2dd1048f092e164cd801a71952025-02-03T00:35:17ZengWydawnictwo SGGW - Warsaw University of Life Sciences PressPolityki Europejskie, Finanse i Marketing2081-34302544-06402022-06-0127(76)CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMICMateusz Śliwa0Aleksandra Kłosowska1University of RzeszówUniversity of RzeszówThe main theme undertaken in this paper is the assessment of the impact of the COVID-19 pandemic on corporate lending. The main objective of the article is to analyze the qualitative and quantitative changes in the level of corporate lending in Poland. The author focuses, on the one hand, on the ability of firms to incur liabilities and, on the other hand, on the changes in bank lending rules over the course of a changing economic reality burdened by the crisis caused by the pandemic. The individual analyses also show a broader comparative context by referring to statistical data before the onset of the virus crisis. In the case under review, uncertainty about the health of the MSP sector during the crisis weighed on the tightening of credit policy. An increase in demand for bank financing in the pandemic period was reported by both large companies and micro enterprises. However, only in the case of the former did the availability of loans increase. As a result, the gap between the availability of bank loans to large firms and the MSP sector widened.https://pefim.sggw.edu.pl/article/view/3175enterpriselendingCOVID-19state interventionismcorporate financescrisis
spellingShingle Mateusz Śliwa
Aleksandra Kłosowska
CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
Polityki Europejskie, Finanse i Marketing
enterprise
lending
COVID-19
state interventionism
corporate finances
crisis
title CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
title_full CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
title_fullStr CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
title_full_unstemmed CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
title_short CHANGE IN THE LEVEL OF CORPORATE LENDING IN POLAND DURING THE COVID-19 PANDEMIC
title_sort change in the level of corporate lending in poland during the covid 19 pandemic
topic enterprise
lending
COVID-19
state interventionism
corporate finances
crisis
url https://pefim.sggw.edu.pl/article/view/3175
work_keys_str_mv AT mateuszsliwa changeinthelevelofcorporatelendinginpolandduringthecovid19pandemic
AT aleksandrakłosowska changeinthelevelofcorporatelendinginpolandduringthecovid19pandemic