Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City

This study aims to analyze the role of economics teachers in improving students' financial literacy, as well as to identify the challenges, constraints, and strategies implemented by schools. The subjects of the study include grade X social science students, economics teachers, and curriculum...

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Main Authors: Rica Nurjanah, Dhany Efita Sari
Format: Article
Language:English
Published: Dinas Pendidikan, Pemuda dan Olahraga DIY 2025-02-01
Series:Ideguru
Subjects:
Online Access:https://jurnal-dikpora.jogjaprov.go.id/index.php/jurnalideguru/article/view/1741
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author Rica Nurjanah
Dhany Efita Sari
author_facet Rica Nurjanah
Dhany Efita Sari
author_sort Rica Nurjanah
collection DOAJ
description This study aims to analyze the role of economics teachers in improving students' financial literacy, as well as to identify the challenges, constraints, and strategies implemented by schools. The subjects of the study include grade X social science students, economics teachers, and curriculum staff. The research method used is qualitative with a case study approach, and data collection techniques include structured interviews, observations, and documentation. Data analysis is conducted using the Miles and Huberman interactive model with the aid of NVivo 15 software. The results show that teachers play a significant role in enhancing financial literacy through teaching, motivation, and training. However, challenges faced include limited time, lack of student interest, and the absence of a specific financial literacy curriculum. The school also implements strategies such as cooperation with Bank Danamon, seminars, workshops, and the P5 Entrepreneurship program to support financial literacy. It is recommended that schools strengthen financial literacy programs to produce financially literate students.
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publisher Dinas Pendidikan, Pemuda dan Olahraga DIY
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spelling doaj-art-4ea6507a8f564d0b95965a7ba2f8b9fb2025-02-06T13:56:07ZengDinas Pendidikan, Pemuda dan Olahraga DIYIdeguru2527-57122722-21952025-02-0110110.51169/ideguru.v10i1.1741Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta CityRica Nurjanah0Dhany Efita Sari1Surakarta City High School, Surakarta, Central JavaUniversitas Muhammadiyah Surakarta, Surakarta, Central Java This study aims to analyze the role of economics teachers in improving students' financial literacy, as well as to identify the challenges, constraints, and strategies implemented by schools. The subjects of the study include grade X social science students, economics teachers, and curriculum staff. The research method used is qualitative with a case study approach, and data collection techniques include structured interviews, observations, and documentation. Data analysis is conducted using the Miles and Huberman interactive model with the aid of NVivo 15 software. The results show that teachers play a significant role in enhancing financial literacy through teaching, motivation, and training. However, challenges faced include limited time, lack of student interest, and the absence of a specific financial literacy curriculum. The school also implements strategies such as cooperation with Bank Danamon, seminars, workshops, and the P5 Entrepreneurship program to support financial literacy. It is recommended that schools strengthen financial literacy programs to produce financially literate students. https://jurnal-dikpora.jogjaprov.go.id/index.php/jurnalideguru/article/view/1741Financial Literacy of High School StudentsRole of Economics TeachersLearning Strategies
spellingShingle Rica Nurjanah
Dhany Efita Sari
Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City
Ideguru
Financial Literacy of High School Students
Role of Economics Teachers
Learning Strategies
title Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City
title_full Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City
title_fullStr Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City
title_full_unstemmed Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City
title_short Becoming a Financially Smart Generation: Strategies for Improving Financial Literacy in Senior High Schools in Surakarta City
title_sort becoming a financially smart generation strategies for improving financial literacy in senior high schools in surakarta city
topic Financial Literacy of High School Students
Role of Economics Teachers
Learning Strategies
url https://jurnal-dikpora.jogjaprov.go.id/index.php/jurnalideguru/article/view/1741
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