Murabahah contract in subsidized home ownership financing deed by notary in Bogor district
Akad Murabahah is a contract that finances an item by describing its purchase price to the buyer and asking the buyer to pay a higher price according to the agreed profit. The purpose of this research is to know and analyze the role of Notary in making a deed of financing subsidized home ownership a...
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| Format: | Article |
| Language: | English |
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Indonesian Institute for Counseling, Education and Therapy (IICET)
2024-10-01
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| Series: | JPPI (Jurnal Penelitian Pendidikan Indonesia) |
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| Online Access: | https://jurnal.iicet.org/index.php/jppi/article/view/3190 |
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| author | Erika Selorina Frengki Hardian Mohamad Ryan Bakry |
| author_facet | Erika Selorina Frengki Hardian Mohamad Ryan Bakry |
| author_sort | Erika Selorina |
| collection | DOAJ |
| description | Akad Murabahah is a contract that finances an item by describing its purchase price to the buyer and asking the buyer to pay a higher price according to the agreed profit. The purpose of this research is to know and analyze the role of Notary in making a deed of financing subsidized home ownership and to know and analyze the murabaha contract in the deed of financing subsidized home ownership by notaries in Bogor Regency. This research uses normative legal research methods with the approach of legislation, norms, and doctrine as the main study, but is also supported by empirical approaches such as interviews to complement existing juridical data. The results of the study found that the role of notaries in making deeds of financing subsidized houses with murabaha contracts has not been widely carried out by Islamic banks, notaries in this case public officials who make deeds play more of a role in making ordinary commercial house financing. whereas when houses are subsidized, not many Islamic bank partners use notaries. Currently, the murabahah contract is still the choice of customers in buying houses at Islamic banks, because the margins offered by banks are not large and certain. However, there is a need for a kaffah concept of Islamic law in making deeds, for this reason this research is expected to conceptualize the anatomy of a murabahah contract based on applicable legal principles and Islamic legal values. |
| format | Article |
| id | doaj-art-40c845cd7e0046708bfd5bae9557c7c6 |
| institution | Kabale University |
| issn | 2477-8524 2502-8103 |
| language | English |
| publishDate | 2024-10-01 |
| publisher | Indonesian Institute for Counseling, Education and Therapy (IICET) |
| record_format | Article |
| series | JPPI (Jurnal Penelitian Pendidikan Indonesia) |
| spelling | doaj-art-40c845cd7e0046708bfd5bae9557c7c62025-01-27T12:46:14ZengIndonesian Institute for Counseling, Education and Therapy (IICET)JPPI (Jurnal Penelitian Pendidikan Indonesia)2477-85242502-81032024-10-01104223010.29210/0202431902257Murabahah contract in subsidized home ownership financing deed by notary in Bogor districtErika Selorina0Frengki Hardian1Mohamad Ryan Bakry2Program Magister Kenotariatan Sekolah Pascasarjana, Universitas YARSIProgram Magister Kenotariatan Sekolah Pascasarjana, Universitas YARSIProgram Magister Kenotariatan Sekolah Pascasarjana, Universitas YARSIAkad Murabahah is a contract that finances an item by describing its purchase price to the buyer and asking the buyer to pay a higher price according to the agreed profit. The purpose of this research is to know and analyze the role of Notary in making a deed of financing subsidized home ownership and to know and analyze the murabaha contract in the deed of financing subsidized home ownership by notaries in Bogor Regency. This research uses normative legal research methods with the approach of legislation, norms, and doctrine as the main study, but is also supported by empirical approaches such as interviews to complement existing juridical data. The results of the study found that the role of notaries in making deeds of financing subsidized houses with murabaha contracts has not been widely carried out by Islamic banks, notaries in this case public officials who make deeds play more of a role in making ordinary commercial house financing. whereas when houses are subsidized, not many Islamic bank partners use notaries. Currently, the murabahah contract is still the choice of customers in buying houses at Islamic banks, because the margins offered by banks are not large and certain. However, there is a need for a kaffah concept of Islamic law in making deeds, for this reason this research is expected to conceptualize the anatomy of a murabahah contract based on applicable legal principles and Islamic legal values.https://jurnal.iicet.org/index.php/jppi/article/view/3190murabahah contract, financing deed, notary, subsidized house, islamic bank |
| spellingShingle | Erika Selorina Frengki Hardian Mohamad Ryan Bakry Murabahah contract in subsidized home ownership financing deed by notary in Bogor district JPPI (Jurnal Penelitian Pendidikan Indonesia) murabahah contract, financing deed, notary, subsidized house, islamic bank |
| title | Murabahah contract in subsidized home ownership financing deed by notary in Bogor district |
| title_full | Murabahah contract in subsidized home ownership financing deed by notary in Bogor district |
| title_fullStr | Murabahah contract in subsidized home ownership financing deed by notary in Bogor district |
| title_full_unstemmed | Murabahah contract in subsidized home ownership financing deed by notary in Bogor district |
| title_short | Murabahah contract in subsidized home ownership financing deed by notary in Bogor district |
| title_sort | murabahah contract in subsidized home ownership financing deed by notary in bogor district |
| topic | murabahah contract, financing deed, notary, subsidized house, islamic bank |
| url | https://jurnal.iicet.org/index.php/jppi/article/view/3190 |
| work_keys_str_mv | AT erikaselorina murabahahcontractinsubsidizedhomeownershipfinancingdeedbynotaryinbogordistrict AT frengkihardian murabahahcontractinsubsidizedhomeownershipfinancingdeedbynotaryinbogordistrict AT mohamadryanbakry murabahahcontractinsubsidizedhomeownershipfinancingdeedbynotaryinbogordistrict |