The impact of ISO 31000 adoption on the performance of banking companies in Indonesia

The complexity and volatility of the banking sector highlight the need for an effective risk management framework such as ISO 31000:2018. This study analyzes the effect of ISO 31000:2018-based risk management implementation on the performance and value of banking firms in Indonesia, by assessing the...

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Main Authors: Lilik Purwanti, Iwan Triyuwono, Ghozali Maski, Devy Pusposari, Aryo Prakoso, Melinda Ibrahim
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Business & Management
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23311975.2025.2507222
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author Lilik Purwanti
Iwan Triyuwono
Ghozali Maski
Devy Pusposari
Aryo Prakoso
Melinda Ibrahim
author_facet Lilik Purwanti
Iwan Triyuwono
Ghozali Maski
Devy Pusposari
Aryo Prakoso
Melinda Ibrahim
author_sort Lilik Purwanti
collection DOAJ
description The complexity and volatility of the banking sector highlight the need for an effective risk management framework such as ISO 31000:2018. This study analyzes the effect of ISO 31000:2018-based risk management implementation on the performance and value of banking firms in Indonesia, by assessing the impact of three key components (principles, framework, and processes) on financial performance indicators. Using panel data from Indonesian banks (2019–2023) and path analysis, the study found that changes in ISO 31000:2018 implementation negatively impact ROE, with no significant impact on MtBV and ROA. The findings provide the first empirical evidence on the effectiveness of ISO 31000:2018 in an emerging market context, particularly the Indonesian banking sector, and provide practical implications for optimal risk management policies. This study contributes to the literature by uncovering the nuanced effects of risk management components on the sustainability and performance of banking firms in Indonesia.
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issn 2331-1975
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publishDate 2025-12-01
publisher Taylor & Francis Group
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series Cogent Business & Management
spelling doaj-art-3ff707dfdc2043c3888ac014919274372025-08-20T03:07:55ZengTaylor & Francis GroupCogent Business & Management2331-19752025-12-0112110.1080/23311975.2025.2507222The impact of ISO 31000 adoption on the performance of banking companies in IndonesiaLilik Purwanti0Iwan Triyuwono1Ghozali Maski2Devy Pusposari3Aryo Prakoso4Melinda Ibrahim5Department of Accounting, Universitas Brawijaya, Malang, IndonesiaDepartment of Accounting, Universitas Brawijaya, Malang, IndonesiaDepartment of Economic Science, Universitas Brawijaya, Malang, IndonesiaDepartment of Accounting, Universitas Brawijaya, Malang, IndonesiaDepartment of Accounting, Universitas Brawijaya, Malang, IndonesiaDepartment of Accounting, Universitas Brawijaya, Malang, IndonesiaThe complexity and volatility of the banking sector highlight the need for an effective risk management framework such as ISO 31000:2018. This study analyzes the effect of ISO 31000:2018-based risk management implementation on the performance and value of banking firms in Indonesia, by assessing the impact of three key components (principles, framework, and processes) on financial performance indicators. Using panel data from Indonesian banks (2019–2023) and path analysis, the study found that changes in ISO 31000:2018 implementation negatively impact ROE, with no significant impact on MtBV and ROA. The findings provide the first empirical evidence on the effectiveness of ISO 31000:2018 in an emerging market context, particularly the Indonesian banking sector, and provide practical implications for optimal risk management policies. This study contributes to the literature by uncovering the nuanced effects of risk management components on the sustainability and performance of banking firms in Indonesia.https://www.tandfonline.com/doi/10.1080/23311975.2025.2507222Risk managementgood governanceISO 31000:2018banking performancefirm valueFinance
spellingShingle Lilik Purwanti
Iwan Triyuwono
Ghozali Maski
Devy Pusposari
Aryo Prakoso
Melinda Ibrahim
The impact of ISO 31000 adoption on the performance of banking companies in Indonesia
Cogent Business & Management
Risk management
good governance
ISO 31000:2018
banking performance
firm value
Finance
title The impact of ISO 31000 adoption on the performance of banking companies in Indonesia
title_full The impact of ISO 31000 adoption on the performance of banking companies in Indonesia
title_fullStr The impact of ISO 31000 adoption on the performance of banking companies in Indonesia
title_full_unstemmed The impact of ISO 31000 adoption on the performance of banking companies in Indonesia
title_short The impact of ISO 31000 adoption on the performance of banking companies in Indonesia
title_sort impact of iso 31000 adoption on the performance of banking companies in indonesia
topic Risk management
good governance
ISO 31000:2018
banking performance
firm value
Finance
url https://www.tandfonline.com/doi/10.1080/23311975.2025.2507222
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