Issues of insuring financial risks of leasing in project financing

The issue of leasing financial risks insurance in project financing has been considered, which consists in the lack of wide spread of this type of insurance in the Russian market. The purpose of the study is to propose recommendations for credit organizations to reduce the impact on the leasing proc...

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Main Authors: А. V. Serinova, T. Yu. Shemyakina
Format: Article
Language:English
Published: Publishing House of the State University of Management 2025-01-01
Series:Вестник университета
Subjects:
Online Access:https://vestnik.guu.ru/jour/article/view/5745
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author А. V. Serinova
T. Yu. Shemyakina
author_facet А. V. Serinova
T. Yu. Shemyakina
author_sort А. V. Serinova
collection DOAJ
description The issue of leasing financial risks insurance in project financing has been considered, which consists in the lack of wide spread of this type of insurance in the Russian market. The purpose of the study is to propose recommendations for credit organizations to reduce the impact on the leasing process, which would contribute to a wider spread of financial risk insurance. Within the framework of using the system, comparative, and logical analysis methods it has been established that today leasing is one of the most promising types of attracting financing, as well as one of the tools of project financing. The increase in leasing transactions in Russia entails an increase in demand for insurance of such transactions, so the leasing object insurance is carried out in almost every transaction. At the same time, financial risks are not covered by insurance, despite the demand from lessors. One of the barriers to the spread of leasing financial risks insurance in project financing is credit organizations, which establish strict control over this process, depriving lessors and lessees of choice. Recommendations for credit organizations to reduce their influence on the leasing process in order to accumulate experience of financial risks insurance by insurance companies have been offered. The study of the issue will allow this type of investment activity to become more attractive for all participants of the transaction, and the step-by-step solution of the issues related to banking regulation of the leasing process will contribute to experience accumulation in such risks insurance.
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spelling doaj-art-3de7c4dbe46d4bd8b2287098882fe5d12025-02-04T08:28:24ZengPublishing House of the State University of ManagementВестник университета1816-42772686-84152025-01-0101215316010.26425/1816-4277-2024-12-153-1603288Issues of insuring financial risks of leasing in project financingА. V. Serinova0T. Yu. Shemyakina1State University of ManagementState University of ManagementThe issue of leasing financial risks insurance in project financing has been considered, which consists in the lack of wide spread of this type of insurance in the Russian market. The purpose of the study is to propose recommendations for credit organizations to reduce the impact on the leasing process, which would contribute to a wider spread of financial risk insurance. Within the framework of using the system, comparative, and logical analysis methods it has been established that today leasing is one of the most promising types of attracting financing, as well as one of the tools of project financing. The increase in leasing transactions in Russia entails an increase in demand for insurance of such transactions, so the leasing object insurance is carried out in almost every transaction. At the same time, financial risks are not covered by insurance, despite the demand from lessors. One of the barriers to the spread of leasing financial risks insurance in project financing is credit organizations, which establish strict control over this process, depriving lessors and lessees of choice. Recommendations for credit organizations to reduce their influence on the leasing process in order to accumulate experience of financial risks insurance by insurance companies have been offered. The study of the issue will allow this type of investment activity to become more attractive for all participants of the transaction, and the step-by-step solution of the issues related to banking regulation of the leasing process will contribute to experience accumulation in such risks insurance.https://vestnik.guu.ru/jour/article/view/5745leasinginsurancerisksfinancial risksproject financingleasing subjectlessorlesseeinsurance companies
spellingShingle А. V. Serinova
T. Yu. Shemyakina
Issues of insuring financial risks of leasing in project financing
Вестник университета
leasing
insurance
risks
financial risks
project financing
leasing subject
lessor
lessee
insurance companies
title Issues of insuring financial risks of leasing in project financing
title_full Issues of insuring financial risks of leasing in project financing
title_fullStr Issues of insuring financial risks of leasing in project financing
title_full_unstemmed Issues of insuring financial risks of leasing in project financing
title_short Issues of insuring financial risks of leasing in project financing
title_sort issues of insuring financial risks of leasing in project financing
topic leasing
insurance
risks
financial risks
project financing
leasing subject
lessor
lessee
insurance companies
url https://vestnik.guu.ru/jour/article/view/5745
work_keys_str_mv AT avserinova issuesofinsuringfinancialrisksofleasinginprojectfinancing
AT tyushemyakina issuesofinsuringfinancialrisksofleasinginprojectfinancing