Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022
POJK 10/2022 was issued by the Financial Services Authority to replace POJK 77/2016 with a new nomenclature. The difference in name certainly has implications for the substance or content of the regulation. The purpose of this study is to explain the regulation of fintech lending in POJK 10/2022, w...
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| Language: | English |
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Qubahan
2023-11-01
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| Series: | Qubahan Academic Journal |
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| Online Access: | https://journal.qubahan.com/index.php/qaj/article/view/156 |
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| author | Afif Noor Dwi Wulandari Aqila-Syarief Muhammad Afif |
| author_facet | Afif Noor Dwi Wulandari Aqila-Syarief Muhammad Afif |
| author_sort | Afif Noor |
| collection | DOAJ |
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POJK 10/2022 was issued by the Financial Services Authority to replace POJK 77/2016 with a new nomenclature. The difference in name certainly has implications for the substance or content of the regulation. The purpose of this study is to explain the regulation of fintech lending in POJK 10/2022, which replaces POJK 77/2016. This is normative juridical research, which uses a statutory approach to conceptualize law as a norm or rule that applies and becomes a reference for people's behavior. The data sources come from secondary data. According to the findings of the research, the regulation of fintech lending in POJK 10/2022 is more comprehensive than that in POJK 77/2016. Several articles contain new provisions, such as those concerning sharia funding for fintech, provisions for recipients of invoice defaults, and supervision of fintech lending, though several provisions in these articles remain unchanged from the previous regulations. POJK 10/2022 vastly improves on POJK 77/2016, which has been revoked and is no longer in effect.
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| format | Article |
| id | doaj-art-3cc81b08569e4f4b97ecc60bc248f528 |
| institution | Kabale University |
| issn | 2709-8206 |
| language | English |
| publishDate | 2023-11-01 |
| publisher | Qubahan |
| record_format | Article |
| series | Qubahan Academic Journal |
| spelling | doaj-art-3cc81b08569e4f4b97ecc60bc248f5282025-02-03T10:12:37ZengQubahanQubahan Academic Journal2709-82062023-11-013410.48161/qaj.v3n4a156156Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022Afif Noor0Dwi Wulandari1Aqila-Syarief Muhammad Afif2Universitas Islam Negeri Walisongo, Semarang, IndonesiaHumanities Faculty, Universitas Diponegoro, Semarang, IndonesiaFaculty of Law, Universitas Gadjah Mada, Yogyakarta, Indonesia POJK 10/2022 was issued by the Financial Services Authority to replace POJK 77/2016 with a new nomenclature. The difference in name certainly has implications for the substance or content of the regulation. The purpose of this study is to explain the regulation of fintech lending in POJK 10/2022, which replaces POJK 77/2016. This is normative juridical research, which uses a statutory approach to conceptualize law as a norm or rule that applies and becomes a reference for people's behavior. The data sources come from secondary data. According to the findings of the research, the regulation of fintech lending in POJK 10/2022 is more comprehensive than that in POJK 77/2016. Several articles contain new provisions, such as those concerning sharia funding for fintech, provisions for recipients of invoice defaults, and supervision of fintech lending, though several provisions in these articles remain unchanged from the previous regulations. POJK 10/2022 vastly improves on POJK 77/2016, which has been revoked and is no longer in effect. https://journal.qubahan.com/index.php/qaj/article/view/156Regulation, Fintech, Fintech Lending, Financial Services Authority Regulation. |
| spellingShingle | Afif Noor Dwi Wulandari Aqila-Syarief Muhammad Afif Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022 Qubahan Academic Journal Regulation, Fintech, Fintech Lending, Financial Services Authority Regulation. |
| title | Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022 |
| title_full | Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022 |
| title_fullStr | Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022 |
| title_full_unstemmed | Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022 |
| title_short | Regulating Fintech Lending in Indonesia: A Study of Regulation of Financial Services Authority No. 10/POJK.05/2022 |
| title_sort | regulating fintech lending in indonesia a study of regulation of financial services authority no 10 pojk 05 2022 |
| topic | Regulation, Fintech, Fintech Lending, Financial Services Authority Regulation. |
| url | https://journal.qubahan.com/index.php/qaj/article/view/156 |
| work_keys_str_mv | AT afifnoor regulatingfintechlendinginindonesiaastudyofregulationoffinancialservicesauthorityno10pojk052022 AT dwiwulandari regulatingfintechlendinginindonesiaastudyofregulationoffinancialservicesauthorityno10pojk052022 AT aqilasyariefmuhammadafif regulatingfintechlendinginindonesiaastudyofregulationoffinancialservicesauthorityno10pojk052022 |