Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux
Financial services of French Post have played a key role to develop savings accounts in France. Since the Third Republic, postal services are linked to the State and have taken part in the process of bancarization in France. Post’s institutional trajectory participated in French banking offer and in...
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| Format: | Article |
| Language: | English |
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Association Recherche & Régulation
2018-01-01
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| Series: | Revue de la Régulation |
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| Online Access: | https://journals.openedition.org/regulation/12365 |
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| _version_ | 1832577881389137920 |
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| author | Nadège Vezinat |
| author_facet | Nadège Vezinat |
| author_sort | Nadège Vezinat |
| collection | DOAJ |
| description | Financial services of French Post have played a key role to develop savings accounts in France. Since the Third Republic, postal services are linked to the State and have taken part in the process of bancarization in France. Post’s institutional trajectory participated in French banking offer and in mutations of social stratification as well. In this paper, I identify three historical periods of financial intermediation and make use of this periodization to shed a fresh light on social classes. These periods are characterized by the development of savings account for the one, by the specialization of banking products with a different relation to financial literacy as far as the second one is concerned and finally with a segmentation of customers banking since the French Post has been given the role to give access to bank services to the poor. |
| format | Article |
| id | doaj-art-352d7db9ebae417a909adead7fe85f77 |
| institution | Kabale University |
| issn | 1957-7796 |
| language | English |
| publishDate | 2018-01-01 |
| publisher | Association Recherche & Régulation |
| record_format | Article |
| series | Revue de la Régulation |
| spelling | doaj-art-352d7db9ebae417a909adead7fe85f772025-01-30T14:26:58ZengAssociation Recherche & RégulationRevue de la Régulation1957-77962018-01-012210.4000/regulation.12365Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociauxNadège VezinatFinancial services of French Post have played a key role to develop savings accounts in France. Since the Third Republic, postal services are linked to the State and have taken part in the process of bancarization in France. Post’s institutional trajectory participated in French banking offer and in mutations of social stratification as well. In this paper, I identify three historical periods of financial intermediation and make use of this periodization to shed a fresh light on social classes. These periods are characterized by the development of savings account for the one, by the specialization of banking products with a different relation to financial literacy as far as the second one is concerned and finally with a segmentation of customers banking since the French Post has been given the role to give access to bank services to the poor.https://journals.openedition.org/regulation/12365StatefinanciarizationPost Banksaving moneybancarizationpublic facilities |
| spellingShingle | Nadège Vezinat Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux Revue de la Régulation State financiarization Post Bank saving money bancarization public facilities |
| title | Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux |
| title_full | Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux |
| title_fullStr | Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux |
| title_full_unstemmed | Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux |
| title_short | Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux |
| title_sort | les trois ages de l intermediation financiere de la poste 1881 2010 revelateurs des mutations des rapports sociaux |
| topic | State financiarization Post Bank saving money bancarization public facilities |
| url | https://journals.openedition.org/regulation/12365 |
| work_keys_str_mv | AT nadegevezinat lestroisagesdelintermediationfinancieredelaposte18812010revelateursdesmutationsdesrapportssociaux |