Young urban people’s impulsive online shopping behavior and its financial literacy

This study aims to analyze the factors that attract young people as digital product consumers to shop online, and how far online shopping triggers impulsive shopping patterns and becomes a youth lifestyle. This study also examines the extent of financial literacy of young people as consumers of digi...

Full description

Saved in:
Bibliographic Details
Main Authors: Bagong Suyanto, Nadia Egalita, Rahma Sugihartati, Siti Mas’udah, Pingkan Sekar Savira, Claudia Anridho, Nur Syamsiyah
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Social Sciences
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23311886.2024.2443553
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1832592106268393472
author Bagong Suyanto
Nadia Egalita
Rahma Sugihartati
Siti Mas’udah
Pingkan Sekar Savira
Claudia Anridho
Nur Syamsiyah
author_facet Bagong Suyanto
Nadia Egalita
Rahma Sugihartati
Siti Mas’udah
Pingkan Sekar Savira
Claudia Anridho
Nur Syamsiyah
author_sort Bagong Suyanto
collection DOAJ
description This study aims to analyze the factors that attract young people as digital product consumers to shop online, and how far online shopping triggers impulsive shopping patterns and becomes a youth lifestyle. This study also examines the extent of financial literacy of young people as consumers of digital economic products. This study used quantitative methods with 500 youth digital platform users. This study found that online shopping has become a part of the lifestyle of young urban people. For some young urban people, spontaneous shopping is often impulsive without considering its impact on their financial condition. Some young urban people buy certain products online, even though they exceed their financial budgets. The skill of managing money can reduce the potential online shopping fraud yet this research shows that respondents admitted that they had been victims of it. Young people with adequate financial literacy are generally able to refrain from excessive spending which can impact to responsible consumer behavior. On the other hand, young people who are unable to differentiate their needs from their wants tend to have consumerist lifestyles. This study can be useful for policymaker, educator, or financial institute to improve financial literacy and responsible young customer behavior especially in Indonesia.
format Article
id doaj-art-2f29edf1e7064db6ae48b26dff093daf
institution Kabale University
issn 2331-1886
language English
publishDate 2025-12-01
publisher Taylor & Francis Group
record_format Article
series Cogent Social Sciences
spelling doaj-art-2f29edf1e7064db6ae48b26dff093daf2025-01-21T15:45:48ZengTaylor & Francis GroupCogent Social Sciences2331-18862025-12-0111110.1080/23311886.2024.2443553Young urban people’s impulsive online shopping behavior and its financial literacyBagong Suyanto0Nadia Egalita1Rahma Sugihartati2Siti Mas’udah3Pingkan Sekar Savira4Claudia Anridho5Nur Syamsiyah6Department of Sociology, Faculty of Social and Political Sciences, Universitas Airlangga, Surabaya, East Java, IndonesiaDoctoral Candidate at School of Media and Communication, Royal Melbourne Institute of Technology, Melbourne, AustraliaDepartment of Library and Information Science, Faculty of Social and Political Sciences, Universitas Airlangga, Jl. Dharmawangsa Dalam, Airlangga, Surabaya, East Java, IndonesiaDepartment of Sociology, Faculty of Social and Political Sciences, Universitas Airlangga, Surabaya, East Java, IndonesiaMaster student of Sociology, Faculty of Social and Political Sciences, Universitas Airlangga, Surabaya, East Java, IndonesiaDepartment of Sociology, Faculty of Social and Political Sciences, Universitas Airlangga, Surabaya, East Java, IndonesiaDepartment of Sociology, Faculty of Social and Political Sciences, Universitas Airlangga, Surabaya, East Java, IndonesiaThis study aims to analyze the factors that attract young people as digital product consumers to shop online, and how far online shopping triggers impulsive shopping patterns and becomes a youth lifestyle. This study also examines the extent of financial literacy of young people as consumers of digital economic products. This study used quantitative methods with 500 youth digital platform users. This study found that online shopping has become a part of the lifestyle of young urban people. For some young urban people, spontaneous shopping is often impulsive without considering its impact on their financial condition. Some young urban people buy certain products online, even though they exceed their financial budgets. The skill of managing money can reduce the potential online shopping fraud yet this research shows that respondents admitted that they had been victims of it. Young people with adequate financial literacy are generally able to refrain from excessive spending which can impact to responsible consumer behavior. On the other hand, young people who are unable to differentiate their needs from their wants tend to have consumerist lifestyles. This study can be useful for policymaker, educator, or financial institute to improve financial literacy and responsible young customer behavior especially in Indonesia.https://www.tandfonline.com/doi/10.1080/23311886.2024.2443553Shopping behaviorconsumerist behavioronline shoppinglifestyleyoung urban peopleSociology & Social Policy
spellingShingle Bagong Suyanto
Nadia Egalita
Rahma Sugihartati
Siti Mas’udah
Pingkan Sekar Savira
Claudia Anridho
Nur Syamsiyah
Young urban people’s impulsive online shopping behavior and its financial literacy
Cogent Social Sciences
Shopping behavior
consumerist behavior
online shopping
lifestyle
young urban people
Sociology & Social Policy
title Young urban people’s impulsive online shopping behavior and its financial literacy
title_full Young urban people’s impulsive online shopping behavior and its financial literacy
title_fullStr Young urban people’s impulsive online shopping behavior and its financial literacy
title_full_unstemmed Young urban people’s impulsive online shopping behavior and its financial literacy
title_short Young urban people’s impulsive online shopping behavior and its financial literacy
title_sort young urban people s impulsive online shopping behavior and its financial literacy
topic Shopping behavior
consumerist behavior
online shopping
lifestyle
young urban people
Sociology & Social Policy
url https://www.tandfonline.com/doi/10.1080/23311886.2024.2443553
work_keys_str_mv AT bagongsuyanto youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy
AT nadiaegalita youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy
AT rahmasugihartati youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy
AT sitimasudah youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy
AT pingkansekarsavira youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy
AT claudiaanridho youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy
AT nursyamsiyah youngurbanpeoplesimpulsiveonlineshoppingbehavioranditsfinancialliteracy