Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire

Health care financing in Europe has become more private because of the retrenchment of public health insurance, the increased reliance on private insurance, greater cost-sharing and household out-of-pocket payments. This article presents an analysis of the legitimacy of this process of privatization...

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Main Author: Philippe Batifoulier
Format: Article
Language:English
Published: Association Recherche & Régulation 2015-06-01
Series:Revue de la Régulation
Subjects:
Online Access:https://journals.openedition.org/regulation/11196
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author Philippe Batifoulier
author_facet Philippe Batifoulier
author_sort Philippe Batifoulier
collection DOAJ
description Health care financing in Europe has become more private because of the retrenchment of public health insurance, the increased reliance on private insurance, greater cost-sharing and household out-of-pocket payments. This article presents an analysis of the legitimacy of this process of privatization in health care which comes from a representation of the medical coverage reduced to a problem of financial incentive. The framework for this privatization draws on a convention under the influence of the convergence of the mainstream economic theory and health capitalism. The “lessons” of the moral hazard theory in health economics is that cost sharing and private health insurance can reduce health spending without damage on health status. This “lesson” has been enormously influential on policy makers and justifies the marketization of health care. This paper shows that this theoretical and political background is scientifically deficient and leads to perverse effects: inducement of inequalities, increase in health spending and social secession.
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spelling doaj-art-29c45418070b4f5da68938aa344540242025-01-30T14:26:06ZengAssociation Recherche & RégulationRevue de la Régulation1957-77962015-06-011710.4000/regulation.11196Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitairePhilippe BatifoulierHealth care financing in Europe has become more private because of the retrenchment of public health insurance, the increased reliance on private insurance, greater cost-sharing and household out-of-pocket payments. This article presents an analysis of the legitimacy of this process of privatization in health care which comes from a representation of the medical coverage reduced to a problem of financial incentive. The framework for this privatization draws on a convention under the influence of the convergence of the mainstream economic theory and health capitalism. The “lessons” of the moral hazard theory in health economics is that cost sharing and private health insurance can reduce health spending without damage on health status. This “lesson” has been enormously influential on policy makers and justifies the marketization of health care. This paper shows that this theoretical and political background is scientifically deficient and leads to perverse effects: inducement of inequalities, increase in health spending and social secession.https://journals.openedition.org/regulation/11196conventionprivatization of health carehealth insurancemoral hazardcost sharinghealth inequalities
spellingShingle Philippe Batifoulier
Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire
Revue de la Régulation
convention
privatization of health care
health insurance
moral hazard
cost sharing
health inequalities
title Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire
title_full Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire
title_fullStr Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire
title_full_unstemmed Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire
title_short Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire
title_sort aux origines de la privatisation du financement du soin quand la theorie de l alea moral rencontre le capitalisme sanitaire
topic convention
privatization of health care
health insurance
moral hazard
cost sharing
health inequalities
url https://journals.openedition.org/regulation/11196
work_keys_str_mv AT philippebatifoulier auxoriginesdelaprivatisationdufinancementdusoinquandlatheoriedelaleamoralrencontrelecapitalismesanitaire