Finance Literacy, Finance Trust and Finance Fraud

Improving finance literacy of the population is a tool of the state struggle against finance fraud. However, the real goal of programs of finance literacy of the population is, as a rule an objective need to control finance behavior of the population by offering people certain ways of keeping money,...

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Main Authors: V. A. Galanov, A. V. Galanova
Format: Article
Language:Russian
Published: Plekhanov Russian University of Economics 2020-05-01
Series:Вестник Российского экономического университета имени Г. В. Плеханова
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Online Access:https://vest.rea.ru/jour/article/view/877
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author V. A. Galanov
A. V. Galanova
author_facet V. A. Galanov
A. V. Galanova
author_sort V. A. Galanov
collection DOAJ
description Improving finance literacy of the population is a tool of the state struggle against finance fraud. However, the real goal of programs of finance literacy of the population is, as a rule an objective need to control finance behavior of the population by offering people certain ways of keeping money, its investing and such spending, which can turn the process of private consumption into the process of profit gaining and increase the involvement of all layers of the population that depend on goals and values of global capital into debt relations. The authors analyze interrelations between finance literacy of the population and a rise in trust, confidence to finance science, practice and to professional participants of finance market. They found the dependence of the level of finance trust in professionals of finance markets on the level of finance literacy of the population. At the same time it was pointed out that the growth in finance trust in society can become a nutrient medium for finance fraud, which in its turn affects the population irrespective of the level of people’s finance literacy. The authors underline, that though the rise in finance literacy of the population is a positive phenomenon, it is always accompanied by the growth in finance fraud.
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institution Kabale University
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series Вестник Российского экономического университета имени Г. В. Плеханова
spelling doaj-art-29430ca773cf45809ebc10248672616c2025-08-20T03:59:12ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512020-05-010315716510.21686/2413-2829-2020-3-157-165726Finance Literacy, Finance Trust and Finance FraudV. A. Galanov0A. V. Galanova1Plekhanov Russian University of EconomicsHigher School of EconomicsImproving finance literacy of the population is a tool of the state struggle against finance fraud. However, the real goal of programs of finance literacy of the population is, as a rule an objective need to control finance behavior of the population by offering people certain ways of keeping money, its investing and such spending, which can turn the process of private consumption into the process of profit gaining and increase the involvement of all layers of the population that depend on goals and values of global capital into debt relations. The authors analyze interrelations between finance literacy of the population and a rise in trust, confidence to finance science, practice and to professional participants of finance market. They found the dependence of the level of finance trust in professionals of finance markets on the level of finance literacy of the population. At the same time it was pointed out that the growth in finance trust in society can become a nutrient medium for finance fraud, which in its turn affects the population irrespective of the level of people’s finance literacy. The authors underline, that though the rise in finance literacy of the population is a positive phenomenon, it is always accompanied by the growth in finance fraud.https://vest.rea.ru/jour/article/view/877finance educationfinance trustfinance confidencecapitalprofit
spellingShingle V. A. Galanov
A. V. Galanova
Finance Literacy, Finance Trust and Finance Fraud
Вестник Российского экономического университета имени Г. В. Плеханова
finance education
finance trust
finance confidence
capital
profit
title Finance Literacy, Finance Trust and Finance Fraud
title_full Finance Literacy, Finance Trust and Finance Fraud
title_fullStr Finance Literacy, Finance Trust and Finance Fraud
title_full_unstemmed Finance Literacy, Finance Trust and Finance Fraud
title_short Finance Literacy, Finance Trust and Finance Fraud
title_sort finance literacy finance trust and finance fraud
topic finance education
finance trust
finance confidence
capital
profit
url https://vest.rea.ru/jour/article/view/877
work_keys_str_mv AT vagalanov financeliteracyfinancetrustandfinancefraud
AT avgalanova financeliteracyfinancetrustandfinancefraud